426 Copper Ridge Dr, Florence, MS 39073 Property Records

Rankin County property record for 426 Copper Ridge Dr, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,939 sqft · built 2018
Lot Size	0.368 acres (16,046 sqft)
Owner	Company Name on Record
Tax Bill	$3,708 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F04I000005 01770`

Property Details

APN / Parcel Number

Primary APN	`F04I000005 01770`
Alternative APN	`81515`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,939 sqft Adjusted Area
Gross Area	1,973 sqft
1st Floor Area	1,570 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,046 sqft (0.368 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	81515
Street Address	426 COPPER RIDGE DR
City	FLORENCE
State	MS
Zip	39073-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 177 COPPER RIDGE PART 5
Legal Range	02E
Legal Township	04N
Legal Section	28
Legal Subdivision	COPPER RIDGE PART 5
Legal Lot Number	177
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	1
Census Block	1004
Census Tract	21004

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 383, FLORENCE, MS 39073-0383
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage COPIAH BANK
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COPIAH BANK
Sep 5, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017
Deed Sale	Sep 5, 2017
Deed Book / Page	2017 / 20645
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	426 COPPER RIDGE DR, FLORENCE, MS 39073-4706
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093102
Date	Dec 1, 2023
Book Page	3023/93102

Lender

Name	COPIAH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 30, 2025

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	426 COPPER RIDGE DR, FLORENCE, MS 39073-4706
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119124
Date	Dec 13, 2022
Book Page	3022/119124

Lender

Name	COPIAH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2024

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 5, 2017
Property Address	426 COPPER RIDGE DR, FLORENCE, MS 39073-4706
Document Number	0000020645
Instrument	20645
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Florence City
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,708.00 (+0.03%)	$28,400 (+10.4%)
2024	$3,707.00 (+595.5%)		$189,330 (+10.4%) Land $35,000 Building $154,330
2023		$25,725
2021			$171,500 Land $35,000 Building $136,500
2019	$533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORENCE serves 5,824 people · EPA ID MS0610009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024 Haloacetic acids not recorded as resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, Windstream.

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