427 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 427 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,986 sqft · built 2016
Lot Size	0.272 acres (11,835 sqft)
Owner	Individual Name on Record
Last Sale	$885,000 (May 2026)
Tax Bill	$8,127 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-03749746`

Property Details

APN / Parcel Number

Primary APN	`05-03749746`
Alternative APN	`03749746`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,986 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	1,576 sqft
Basement Area	854 sqft
Finished Basement	854 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,835 sqft (0.272 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03749746
Street Address	427 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC
May 19, 2026	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION (NC)
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Book / Page	70502 / 294
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0660010489
Date	Jul 8, 2022
Book Page	66001/489

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0633890478
Date	Jun 30, 2021
Book Page	63389/478

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0628820221
Date	May 5, 2021
Book Page	62882/221

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	RESTON, VA 20190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 19, 2026
Property Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Document Number	7050000294
Book / Page	70502 / 294
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	ECU TITLE, SECU TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$893,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146

Mortgage

Document Number	7050000302,
Date	May 19, 2026
Book Page	70502/302

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	427 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0628820221
Date	May 5, 2021
Book Page	62882/221

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	RESTON, VA 20190

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$763,100 (+6.03%) Land $212,600 Building $550,500	$763,100 (-) Land $212,600 Building $550,500
2025	$8,127.00 (-1.28%)	$719,700 (+13.71%)	$763,100 (+20.57%) Land $212,600 Building $550,500
2024	$8,232.00 (+24.5%)
2023		$632,900 Land $212,600 Building $420,300	$632,900 Land $212,600 Building $420,300
2022	$6,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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