425 Cloverly Forest Dr, Silver Spring, MD 20905 Property Records

Montgomery County property record for 425 Cloverly Forest Dr, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,322 sqft · built 2017
Lot Size	0.271 acres (11,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,547 (Jul 2017)
Tax Bill	$8,809 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-03749735`

Property Details

APN / Parcel Number

Primary APN	`05-03749735`
Alternative APN	`03749735`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,322 sqft Living Area
Gross Area	4,805 sqft
1st Floor Area	1,737 sqft
Basement Area	1,082 sqft
Finished Basement	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,799 sqft (0.271 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	286 sqft
Porch	Open Porch
Porch Area	42 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03749735
Street Address	425 CLOVERLY FOREST DR
City	SILVER SPRING
State	MD
Zip	20905-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	CLOVERLY FOREST
Legal Subdivision	CLOVERLY
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	701408

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 4, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 25, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Deed Book / Page	54638 / 175
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 20, 2026
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Document Number	7038000335
Book / Page	70383 / 335
Instrument Date	Apr 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Investor	Possibly a Property Investor

Mortgage

Document Number	7038000335,
Date	Apr 20, 2026
Book Page	70383/335

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0677980356
Date	Mar 5, 2024
Book Page	67798/356

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146

Mortgage

Document Number	0669650081
Date	May 4, 2023
Book Page	66965/81

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146

Mortgage

Document Number	0608450210
Date	Oct 21, 2020
Book Page	60845/210

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146

Mortgage

Document Number	0634280454
Date	Jul 6, 2021
Book Page	63428/454

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 25, 2017
Property Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146
Document Number	0546380175
Book / Page	54638 / 175
Map Reference	PL24855-24856
Instrument Date	Jun 15, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	STEWART TITLE OF MARYLAND IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,731.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	425 CLOVERLY FOREST DR, SILVER SPRING, MD 20905-4146

Mortgage

Document Number	0054638182
Date	Jul 25, 2017
Instrument	54638/182

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$832,500 (+6.88%) Land $212,500 Building $620,000	$832,500 (-) Land $212,500 Building $620,000
2025	$8,809.00 (+25.41%)	$778,900 (+15.96%)	$832,500 (+23.94%) Land $212,500 Building $620,000
2023		$671,700 Land $212,500 Building $459,200	$671,700 Land $212,500 Building $459,200
2022	$7,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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