412 Clair St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 412 Clair St, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 1,560 sqft · built 2001
Lot Size	1.14 acres (50,000 sqft)
Owner	Trust Name on File
Tax Bill	$6,592 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-01-176-007`

Property Details

APN / Parcel Number

Primary APN	`8914-01-176-007`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Finished Basement	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,000 sqft (1.14 acres)
Lot Dimensions	400 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	490 sqft
Porch	Slab
Porch Area	171 sqft
Deck Area	80 sqft
Patio Area	1,612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	412 CLAIR ST
City	CEDAR FALLS
State	IA
Zip	50613-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLAKE ESTATES LOT 1
Legal Range	14W
Legal Township	89N
Legal Section	01
Legal Subdivision	SKYLAKE ESTATES
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3022
Census Tract	2604

Owner

Source: Black Hawk County records · APN 8914-01-176-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	412 CLAIR ST, CEDAR FALLS, IA 50613-1383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 02, 2023
Property Address	412 CLAIR ST, CEDAR FALLS, IA 50613-1383
Document Number	202400004495
Instrument Date	Sep 19, 2023
Instrument	202400004495
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 CLAIR ST, CEDAR FALLS, IA 50613-1383

Mortgage

Date	Oct 02, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,592.00 Homeowner's exemption	$476,100 (+13.82%) Land $82,690 Building $393,410	$476,100 (+13.82%) Land $82,690 Building $393,410
2024	$6,592.00 (+7.61%)
2023		$418,290 (+22.78%) Land $82,690 Building $335,600	$418,290 (+22.78%) Land $82,690 Building $335,600
2022	$6,126.00 Homeowner's exemption	$340,670 Land $82,690 Building $257,980
2021			$340,670 Land $82,690 Building $257,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130026043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 77 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force 55 of 77 on primary residences
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2019), 76 claims Severe Storms, Tornadoes, And Flooding (Jun 2008), 78 claims Severe Storms & Flooding (Aug 1993), 29 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.