427 Carter Loop Rd, Rockwell, NC 28138 Property Records

Rowan County property record for 427 Carter Loop Rd, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,236 sqft · built 2004
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2021)
Tax Bill	$1,439 (2023)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374A064`

Property Details

APN / Parcel Number

Primary APN	`374A064`
Alternative APN	`6162808`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	21,344 sqft (0.489 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Porch
Porch Area	188 sqft
Shed	1 Shed
Shed Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6162808
Street Address	427 CARTER LOOP RD
City	ROCKWELL
State	NC
Zip	28138-6696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L7 .49AC
Legal Subdivision	GREYDON CRUSE DEV
Legal Lot Number	7
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4021
Census Tract	51101

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 22, 2021	Warranty Deed, Transfer
May 1, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	0001383254
Deed Book / Page	1383 / 254
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 1, 2021
Property Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696
Document Number	0013830254
Book / Page	1383 / 254
Map Reference	MB 9995 PG 4528
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8410 PIT STOP CT NW STE 122, 8410, CONCORD, NC 28027-8259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696

Mortgage

Document Number	1383255
Date	Sep 1, 2021
Instrument	1383/255

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 22, 2021
Property Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696
Document Number	0013770878
Book / Page	1377 / 878
Map Reference	MAP 9995 PG 4258
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount Recorded
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 CARTER LOOP RD, 427, ROCKWELL, NC 28138-6696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8410 PIT STOP COUNRT NW #122 STOP COUNRT, COUNRT122, CONCORD, NC 28027-8258

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696
Document Number	0013270437
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CARTER LOOP RD ROCKWELL NC 281386696, ROCKWELL, NC 28138-6696

Mortgage

Document Number	0013270437
Date	May 10, 2019
Book Page	001327/000437

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	427 CARTER LOOP RD, ROCKWELL, NC 28138-6696
Document Number	0012890162
Book / Page	001289 / 000162
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CARTER LOOP RD ROCKWELL NC 281386696, ROCKWELL, NC 28138-6696

Mortgage

Document Number	0012890162
Date	May 1, 2017
Book Page	001289/000162

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2032

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,439.00	$214,886 Land $27,500 Building $187,386	$214,886 Land $27,500 Building $187,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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