390 Carter Loop Rd, Rockwell, NC 28138 Property Records

Rowan County property record for 390 Carter Loop Rd, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,272 sqft · built 1975
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Aug 1987)
Tax Bill	$2,263 (2023)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374 037`

Property Details

APN / Parcel Number

Primary APN	`374 037`
Alternative APN	`5428`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	506 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	111 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	5428
Old Parcel Number	374 037
Street Address	390 CARTER LOOP RD
City	ROCKWELL
State	NC
Zip	28138-6695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	4.00AC
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	4
Census Block	4017
Census Tract	51101

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	390 CARTER LOOP RD, ROCKWELL, NC 28138-6695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
May 29, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 17, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 1, 1987 · Amount on Record
Deed Sale	Aug 1, 1987 · Amount on Record
Deed Document Number	0000633908
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	390 CARTER LOOP RD, ROCKWELL, NC 28138-6695
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013980889
Date	Apr 1, 2022
Book Page	1398/889

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	390 CARTER LOOP RD, ROCKWELL, NC 28138-6695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013490233
Date	May 29, 2020
Book Page	1349/233

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 18, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	390 CARTER LOOP RD, ROCKWELL, NC 28138-6695
Document Number	0012880559
Book / Page	001288 / 000559
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	LENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CARTER LOOP RD ROCKWELL NC 281386695, ROCKWELL, NC 28138-6695

Mortgage

Document Number	0012880559
Date	Apr 21, 2017
Book Page	001288/000559

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,263.00	$337,908 Land $72,800 Building $265,108	$337,908 Land $72,800 Building $265,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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