Kane County property record for 427 Azalea St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,075 sqft · built 2008 |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Feb 2023) |
| Tax Bill | $7,448 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-410-074 |
| Primary APN | 06-19-410-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,075 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 427 AZALEA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE CONDO ASSOCIATION - 22ND AMENDMENT - UNIT 46-427-D |
| Legal Subdivision | PROVIDENCE CONDO |
| Legal Block | 3 |
| Legal Lot Number | 1-12 |
| Legal Unit | 46 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851913 |
427 Azalea St is owned by two individuals who bought it in February 2023.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1310 VALLEY LAKE DR, 706, SCHAUMBURG, IL 60195-3635 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on File |
| Deed Sale | Feb 7, 2023 · Amount on File |
| Prior Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 20233924 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 7, 2023 |
| Property Address | 427 AZALEA ST, ELGIN, IL 60124-3834 |
| Document Number | 0000003924 |
| Map Reference | DOC 2005K043004 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023K003924 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310 VALLEY LAKE DR APT 706, 706, SCHAUMBURG, IL 60195-3635 |
| Document Number | 0000003925 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 2023K003925 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate | 5.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 427 AZALEA ST, ELGIN, IL 60124-3834 |
| Document Number | 0000052850 |
| Map Reference | DOC2005K043004 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 2017K052850 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 427 AZALEA ST, ELGIN, IL 60124-3834 |
| Document Number | 0000052851 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017K052851 |
| Name | NOT AVAILABLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 427 Azalea St was $7,448.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,448.00 | ||
| 2024 | $94,967 Land $29,825 Building $65,142 | $285,015 Land $89,511 Building $195,504 | |
| 2022 | $6,919.00 (+3.61%) Homeowner's exemption | $78,231 (+6.96%) Land $24,569 Building $53,662 | $234,693 (+6.96%) Land $73,707 Building $160,986 |
| 2021 | $6,678.00 Homeowner's exemption | $73,140 Land $22,970 Building $50,170 | $219,420 Land $68,910 Building $150,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 Azalea St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 427 Azalea St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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