426 Azalea St, Elgin, IL 60124 Property Records

Kane County property record for 426 Azalea St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,929 sqft · built 2008
OwnerIndividual Name on Record
Last Sale$250,000 (Oct 2021)
Tax Bill$7,204 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-410-078

Property Details

APN / Parcel Number

Primary APN06-19-410-078

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,929 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address426 AZALEA ST
CityELGIN
StateIL
Zip60124-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE CONDO - UNIT 44-426-C
Legal SubdivisionPROVIDENCE CONDO
Legal Block3
Legal Lot Number1-12
Legal Unit44-426
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address426 AZALEA ST, ELGIN, IL 60124-3834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · Conventional Mortgage
CONSUMERS CU
Dec 18, 2019Intrafamily Transfer, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleDec 18, 2019
Deed Document Number202178526
Prior Transfer DateOct 22, 2019
Prior Transfer Doc0000061424
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 18, 2021
Property Address426 AZALEA ST, ELGIN, IL 60124-3834
Document Number0000078526
Instrument DateOct 1, 2021
Instrument2021K078526
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 LEAR CT, SCHAUMBURG, IL 60194-2534

Mortgage

Document Number0000078527
DateOct 18, 2021
Instrument2021K078527
Lender
NameCONSUMERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 18, 2019
Property Address426 AZALEA ST, ELGIN, IL 60124-3834
Document Number0000061424
Map ReferenceDOC 2005K043004
Instrument DateOct 22, 2019
Instrument2019K061424
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyVYLLA LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2805 CROW VALLEY TRL, PLANO, TX 75023-6311

Mortgage

Document Number0000061425
DateDec 18, 2019
Instrument2019K061425
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,204.00 (+7.63%) Homeowner's exemption$99,989 (+8.57%) Land $32,381 Building $67,608$300,087 (+8.57%) Land $97,182 Building $202,905
2024$92,096 (+21.39%) Land $29,825 Building $62,271$276,399 (+21.44%) Land $89,511 Building $186,888
2022$6,693.00 (+3.64%) Homeowner's exemption$75,866 (+6.96%) Land $24,569 Building $51,297$227,598 (+6.96%) Land $73,707 Building $153,891
2021$6,458.00 Homeowner's exemption$70,929 Land $22,970 Building $47,959$212,787 Land $68,910 Building $143,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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