427 5th St, Ramona, CA 92065 Property Records

San Diego County property record for 427 5th St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,185 sqft · built 1960
Lot Size0.186 acres (8,108 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2004)
Tax Bill$7,014 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN281-371-12-00

Property Details

APN / Parcel Number

Primary APN281-371-12-00
Alternative APN
  • 2813601200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,185 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area8,108 sqft (0.186 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2813601200
Street Address427 5TH ST
CityRAMONA
StateCA
Zip92065-2417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 TR 003622
Legal SubdivisionRAMONA MANOR
Legal Tract003622
Legal Block3
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3016
Census Tract20813

Owner

Source: San Diego County records · APN 281-371-12-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address427 5TH ST, RAMONA, CA 92065-2417
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2004 · Amount on Record
Deed SaleOct 12, 2004 · Amount on Record
Prior SaleMay 30, 2002 · Amount on Record
Deed Document Number2004968789
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address427 5TH ST, RAMONA, CA 92065-2417
Transaction TypeMortgage
Record UpdatedOct 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 5TH ST, RAMONA, CA 92065-2417

Mortgage

Document Number0000676982
DateSep 27, 2021
Instrument2021-0676982
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$582,883 (+2%) Land $284,333 Building $298,550
2025$7,014.00 (+6.69%) Homeowner's exemption$571,455 (+4.04%) Land $278,758 Building $292,697
2023$6,574.00 (-1.51%) Homeowner's exemption$549,267 Land $267,935 Building $281,332
2022$6,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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