San Diego County property record for 423 5th St, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1960 |
| Lot Size | 0.194 acres (8,452 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Feb 2021) |
| Tax Bill | $6,597 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage May 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-371-11-00 |
| Primary APN | 281-371-11-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 8,452 sqft (0.194 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2813601100 |
|---|---|
| Street Address | 423 5TH ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMV5 |
| Legal Description | LOT 12 TR 003622 |
| Legal Subdivision | RAMONA MANOR |
| Legal Tract | 003622 |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 20813 |
Source: San Diego County records · APN 281-371-11-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2260 RAYMOND AVE, RAMONA, CA 92065-3036 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 08, 2021 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 01, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| May 17, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Jan 05, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Prior Sale | May 17, 2018 · Amount on Record |
| Deed Document Number | 202197532 |
| Prior Transfer Date | Dec 30, 2017 |
| Prior Transfer Doc | 0000006335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 08, 2021 |
| Property Address | 423 5TH ST, RAMONA, CA 92065-2417 |
| Document Number | 2Q210097532 |
| Map Reference | MAP 3622 |
| Instrument Date | Dec 24, 2020 |
| Instrument | 2Q21-0097532 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2260 RAYMOND AVE, RAMONA, CA 92065-3036 |
| Document Number | 0000097533 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-0097533 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 423 5TH ST, RAMONA, CA 92065-2417 |
| Document Number | 0000175833 |
| Instrument Date | May 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 423 5TH ST RAMONA CA 920652417, RAMONA, CA 92065-2417 |
| Document Number | 0000175833 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 175833 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2018 |
| Property Address | 423 5TH ST, RAMONA, CA 92065-2417 |
| Document Number | 0000200457 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 200457 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 423 5TH ST RAMONA CA 920652417, RAMONA, CA 92065-2417 |
| Document Number | 200458 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 200458 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 05, 2018 |
| Property Address | 423 5TH ST, RAMONA, CA 92065-2417 |
| Document Number | 0000006335 |
| Instrument Date | Dec 30, 2017 |
| Instrument | 6335 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 5TH ST RAMONA CA 920652417, RAMONA, CA 92065-2417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 423 5TH ST, RAMONA, CA 92065-2417 |
| Document Number | 0000241958 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2017 |
| Title Company | CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 423 5TH ST RAMONA CA 920652417, RAMONA, CA 92065-2417 |
| Document Number | 0000241958 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 241958 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209-9100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $535,475 (+2%) Land $147,917 Building $387,558 | |
| 2025 | $6,597.00 (-1.11%) | $524,976 (+4.04%) Land $145,017 Building $379,959 |
| 2024 | $6,671.00 (+8.01%) | |
| 2023 | $6,176.00 (-1.73%) | $504,592 Land $139,387 Building $365,205 |
| 2022 | $6,285.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 413 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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