4265 Wethersby Dr, Memphis, TN 38125 Property Records

Shelby County property record for 4265 Wethersby Dr, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 2,396 sqft · built 2018
Lot Size	0.364 acres (15,858 sqft)
Owner	2 Individual Names on File
Last Sale	$270,500 (Aug 2018)
Tax Bill	$2,519 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`D0-242D-J0-0058`

Property Details

APN / Parcel Number

Primary APN	`D0-242D-J0-0058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	15,858 sqft (0.364 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4265 WETHERSBY DR
City	MEMPHIS
State	TN
Zip	38125-3978
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	SS WETHERSBY DRIVE SEE MAP GRID 207 A
Legal Subdivision	BUCKINGHAM FARMS PD PHASE 15 PARCEL E
Legal Lot Number	585
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3008
Census Tract	21547

Owner

4265 Wethersby Dr, a planned unit development, is owned and occupied by two individuals who bought it in August 2018.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4265 WETHERSBY DR, MEMPHIS, TN 38125-3978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 9, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MTG
Apr 20, 2017	Grant Deed, Construction Loan · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Deed Document Number	201880589
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4265 WETHERSBY DR, MEMPHIS, TN 38125-3978
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021053103
Date	May 4, 2021
Instrument	21053103

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 9, 2018
Property Address	4265 WETHERSBY DR, MEMPHIS, TN 38125-3978
Document Number	0000080589
Instrument Date	Aug 3, 2018
Instrument	80589
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	TRINITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4265 WETHERSBY DR MEMPHIS TN 381253978, MEMPHIS, TN 38125-3978

Mortgage

Document Number	80590
Date	Aug 9, 2018
Instrument	80590

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 20, 2017
Property Address	4265 WETHERSBY DR, MEMPHIS, TN 38125-3978
Document Number	0000039324
Instrument Date	Apr 19, 2017
Instrument	39324
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,309.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	803 MOUNT MORIAH RD #105 MEMPHIS TN 381175343, 105, MEMPHIS, TN 38117-5343
Investor	Possibly a Property Investor

Mortgage

Document Number	39325
Date	Apr 20, 2017
Instrument	39325

Lender

Name	INDEPENDENT BK
Type	Bank
Address	5050 POPLAR AVE, MEMPHIS, TN 38157-0101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4265 Wethersby Dr was $2,519.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00	$93,650 Land $18,000 Building $75,650	$374,600 Land $72,000 Building $302,600
2023		$75,350 Land $10,375 Building $64,975
2022	$2,554.00
2021			$301,400 Land $41,500 Building $259,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4265 Wethersby Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4265 Wethersby Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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