4244 Wethersby Dr, Memphis, TN 38125 Property Records

Shelby County property record for 4244 Wethersby Dr, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 2,396 sqft · built 2019
Lot Size	0.248 acres (10,817 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Jan 2020)
Tax Bill	$2,656 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jun 2019 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`D0-242D-J0-0022`

Property Details

APN / Parcel Number

Primary APN	`D0-242D-J0-0022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,817 sqft (0.248 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4244 WETHERSBY DR
City	MEMPHIS
State	TN
Zip	38125-3977
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	WS WETHERSBY DRIVE SEE MAP GRID 207 A
Legal Subdivision	BUCKINGHAM FARMS PD PHASE 15 PARCEL E
Legal Lot Number	549
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	3
Census Block	3004
Census Tract	21547

Owner

4244 Wethersby Dr, a planned unit development, is owned and occupied by two individuals who bought it in January 2020.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4244 WETHERSBY DR, MEMPHIS, TN 38125-3977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jun 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHERN BANCORP BK NA
Apr 20, 2017	Grant Deed, Construction Loan · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Document Number	20201536
Record Updated	Sep 20, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 6, 2020
Property Address	4244 WETHERSBY DR, MEMPHIS, TN 38125-3977
Document Number	0020001536
Map Reference	MB 229 PG 58
Instrument Date	Oct 28, 2019
Instrument	20001536
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4244 WETHERSBY DR, MEMPHIS, TN 38125-3977

Mortgage

Document Number	0020001537
Date	Jan 6, 2020
Instrument	20001537

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000001538
Date	Jan 6, 2020
Instrument	20001538

Lender

Name	UNITED HOUSING INC
Type	Non-Lending Institution
Address	MEMPHIS, TN 38118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 6, 2019
Property Address	4244 WETHERSBY DR, MEMPHIS, TN 38125-3977
Instrument Date	May 30, 2019
Instrument	55052
Transaction Type	Construction Loan
Record Updated	Jun 14, 2019
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	803 MOUNT MORIAH RD #105 MEMPHIS TN 381175343, 105, MEMPHIS, TN 38117-5343

Mortgage

Document Number	0000055052
Date	Jun 6, 2019
Instrument	55052

Lender

Name	SOUTHERN BANCORP BK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 5, 2020

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 20, 2017
Property Address	4244 WETHERSBY DR, MEMPHIS, TN 38125-3977
Document Number	0000039324
Instrument Date	Apr 19, 2017
Instrument	39324
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$5,309.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	803 MOUNT MORIAH RD #105 MEMPHIS TN 381175343, 105, MEMPHIS, TN 38117-5343
Investor	Possibly a Property Investor

Mortgage

Document Number	39325
Date	Apr 20, 2017
Instrument	39325

Lender

Name	INDEPENDENT BK
Type	Bank
Address	5050 POPLAR AVE, MEMPHIS, TN 38157-0101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 19, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4244 Wethersby Dr was $2,656.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,656.00	$98,750 Land $14,850 Building $83,900	$395,000 Land $59,400 Building $335,600
2023		$79,875 Land $8,575 Building $71,300
2022	$2,707.00
2021			$319,500 Land $34,300 Building $285,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4244 Wethersby Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4244 Wethersby Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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