4265 Hosner Rd, Dryden, MI 48428 Property Records

Lapeer County property record for 4265 Hosner Rd, Dryden, MI 48428

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,781 sqft · built 1996
Lot Size	10.1 acres (442,265 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2017)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-017-018-40`

Property Details

APN / Parcel Number

Primary APN	`007-017-018-40`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Basement Area	1,781 sqft
Unfinished Basement	1,781 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	442,265 sqft (10.1 acres)
Lot Depth	1,291 ft Depth
Garage Area	745 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	4265 HOSNER RD
City	DRYDEN
State	MI
Zip	48428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	T6N R11E, SEC 17 PT OF NW 1/4 & SW 1/4 OF SEC BEG AT A PT ON W SEC LINE THAT IS S 0 DEG 02'16 E 2634.89 FT FROM NW CORN; TH
Legal Range	11E
Legal Township	06N
Legal Section	17
Jurisdiction	LAPEER MI
Township / Civil Division	DRYDEN
Census Block Group	1
Census Block	1009
Census Tract	341000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4265 HOSNER RD, METAMORA, MI 48455-9316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit VIBE CREDIT UNION
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Feb 29, 1996 · Amount on Record
Deed Book / Page	2920 / 701
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 18, 2026
Property Address	4265 HOSNER RD, METAMORA, MI 48455-9316
Document Number	3520000707
Book / Page	3520 / 707
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 HOSNER RD, METAMORA, MI 48455-9316

Mortgage

Document Number	3520000707,
Date	May 18, 2026
Book Page	3520/707

Lender

Name	VIBE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4265 HOSNER RD, METAMORA, MI 48455-9316
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 HOSNER RD, METAMORA, MI 48455-9316

Mortgage

Document Number	0031620588
Date	Jan 6, 2021
Book Page	3162/588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 28, 2017
Property Address	4265 HOSNER RD, METAMORA, MI 48455-9316
Document Number	0029200701
Book / Page	2920 / 701
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5235 KIDDER RD, ALMONT, MI 48003-8749

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Dryden Township
Unified School District	Dryden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,100 (+1.57%)	$428,200 (+1.57%)
2025	$4,398.00 (+2%) Homeowner's exemption	$210,800 (+16.21%)	$421,600 (+16.21%)
2023		$181,400	$362,800
2022	$3,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber, Verizon.

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