4060 Hosner Rd, Dryden, MI 48428 Property Records

Lapeer County property record for 4060 Hosner Rd, Dryden, MI 48428

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,061 sqft · built 1998
Lot Size	11 acres (481,338 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Sep 1995)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-018-001-20`

Property Details

APN / Parcel Number

Primary APN	`007-018-001-20`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,061 sqft Living Area
1st Floor Area	2,061 sqft
Basement Area	2,061 sqft
Unfinished Basement	2,061 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	481,338 sqft (11 acres)
Garage Area	559 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4060 HOSNER RD
City	DRYDEN
State	MI
Zip	48428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	T6N R11E, SEC 18, PT OF NE 1/4 OF SEC BEG AT A PT ON E SEC LINE THAT IS S 0 DEG 02'16 W 649 FT FROM NE CORN; TH CONT S 0 DEG
Legal Range	11E
Legal Township	06N
Legal Section	18
Jurisdiction	LAPEER MI
Township / Civil Division	DRYDEN
Census Block Group	1
Census Block	1010
Census Tract	341000

Owner

4060 Hosner Rd is owned and occupied by two individuals who bought it in September 1995.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4060 HOSNER RD, METAMORA, MI 48455-9316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1995 · Amount on File
Deed Sale	Sep 23, 1995 · Amount on File
Deed Book / Page	918 / 683
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4060 HOSNER RD, DRYDEN, MI 48428
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 HOSNER RD, METAMORA, MI 48455-9316

Mortgage

Document Number	0034890580
Date	Nov 20, 2025
Book Page	3489/580

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2050

Interest

Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4060 HOSNER RD, METAMORA, MI 48455-9316
Document Number	0029260014
Book / Page	002926 / 000014
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	LIBERTY TITLE AND ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4060 HOSNER RD METAMORA MI 484559316, METAMORA, MI 48455-9316

Mortgage

Document Number	0029260014
Date	Oct 24, 2017
Book Page	002926/000014

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4060 Hosner Rd was $4,401 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Dryden Township
Unified School District	Dryden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,700 (+1.12%)	$611,400 (+1.12%)
2025	$4,401.00 Homeowner's exemption	$302,300	$604,600
2023		$261,700	$523,400
2022	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4060 Hosner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4060 Hosner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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