4265 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4265 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,586 sqft · built 2022
Lot Size	0.08 acres (3,502 sqft)
Owner	Individual Name on File
Last Sale	$418,868 (Oct 2022)
Tax Bill	$6,231 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-26-19-0150-00000-1220`

Property Details

APN / Parcel Number

Primary APN	`14-26-19-0150-00000-1220`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	3,168 sqft
Upper Floors Area	1,576 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,502 sqft (0.08 acres)
Garage Area	399 sqft
Porch	Finished/Screened Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4265 CLOUD HOPPER WAY
City	LUTZ
State	FL
Zip	33559-6874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VOLANTI PB 84 PG 132 LOT 122
Legal Lot Number	122
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2010
Census Tract	32012

Owner

Source: Pasco County records · APN 14-26-19-0150-00000-1220

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4265 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2022 · Amount on Record
Deed Sale	Oct 25, 2022 · Amount on Record
Deed Document Number	2022229125
Deed Book / Page	10712 / 977
Record Updated	Jun 08, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 25, 2022
Property Address	4265 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Document Number	0107120977
Book / Page	10712 / 977
Map Reference	MB 84 PG 132
Instrument Date	Oct 19, 2022
Instrument	2022229125
Transaction Type	Transfer
Record Updated	Feb 09, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,932.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 CLOUD HOPPER WAY, LUTZ, FL 33559-6874

Mortgage

Document Number	0010712982
Date	Oct 25, 2022
Instrument	10712/982

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,231.00 (+6.19%) Homeowner's exemption	$399,240 (+5.99%) Land $35,941 Building $363,299	$414,577 (+10.06%) Land $35,941 Building $378,636
2023	$5,868.00 (+970.8%) Additional exemption filed	$376,692 (+978.33%) Land $35,941 Building $340,751	$376,692 (+978.33%) Land $35,941 Building $340,751
2022	$548.00	$34,933	$34,933 Land $34,933

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 361 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.