4262 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4262 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,680 sqft · built 2022
Lot Size	0.04 acres (1,758 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2025)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-19-0150-00000-0280`

Property Details

APN / Parcel Number

Primary APN	`14-26-19-0150-00000-0280`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,085 sqft
Upper Floors Area	1,035 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,758 sqft (0.04 acres)
Garage Area	243 sqft
Porch	Finished/Screened Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4262 CLOUD HOPPER WAY
City	LUTZ
State	FL
Zip	33559-6874
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	VOLANTI PB 84 PG 132 LOT 28
Legal Lot Number	28
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2010
Census Tract	32012

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12953 WILLOW GROVE DR, RIVERVIEW, FL 33579-6874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 9, 2025	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC
Aug 2, 2022	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	2025171871
Deed Book / Page	11277 / 2810
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	4262 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4262 CLOUD HOPPER WAY, LUTZ, FL 33559-6874

Mortgage

Document Number	0111720218
Date	Mar 10, 2025
Book Page	11172/218
Instrument	2025044990

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 9, 2025
Property Address	4262 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Document Number	0112772810
Book / Page	11277 / 2810
Map Reference	MB 84 PG 132
Instrument Date	Sep 4, 2025
Instrument	2025171871
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 FAIRFAX MANOR DR #1C1C, 1C1C, BARCELONETA, PR 00617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12953 WILLOW GROVE DR, RIVERVIEW, FL 33579-6874

Mortgage

Document Number	0112772813
Date	Sep 9, 2025
Instrument	11277/2813

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 2, 2022
Property Address	4262 CLOUD HOPPER WAY, LUTZ, FL 33559-6874
Document Number	0106642870
Book / Page	10664 / 2870
Map Reference	MB 84 PG 132
Instrument Date	Jul 27, 2022
Instrument	2022170508
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,108.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4262 CLOUD HOPPER WAY, LUTZ, FL 33559-6874

Mortgage

Document Number	0106642875
Date	Aug 2, 2022
Instrument	10664/2875

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,035.00 (+2.52%) Homeowner's exemption	$268,650 (+2.9%) Land $24,225 Building $244,425	$278,884 (-6.31%) Land $24,225 Building $254,659
2024	$3,936.00 (+3.88%) Homeowner's exemption	$261,080 (+3%) Land $24,225 Building $236,855	$297,666 (+17.43%) Land $24,225 Building $273,441
2023	$3,789.00 (+926.83%) Additional exemption filed	$253,479 (+977.63%) Land $24,225 Building $229,254	$253,479 (+977.63%) Land $24,225 Building $229,254
2022	$369.00	$23,522	$23,522 Land $23,522

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	17 (1979–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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