4264 S Pass Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 4264 S Pass Rd, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,940 sqft · built 1984
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,194 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400426-179445-0000`

Property Details

APN / Parcel Number

Primary APN	`400426-179445-0000`
Alternative APNs	`138399` `572001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,940 sqft Living Area
Gross Area	4,629 sqft
1st Floor Area	2,604 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2017
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	207,346 sqft (4.76 acres)
Garage Type	Carport
Garage Area	475 sqft
Carport	Carport
Carport Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	36 sqft
Patio Area	114 sqft
Storage Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	138399
Street Address	4264 S PASS RD
City	SUMAS
State	WA
Zip	98295-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	E 330 FT OF W 1/2 S 1/2 NE NW-EXC PTN DAF-TR IN E 330 FT OF W 1/2 S 1/2 NE NW DAF-BEG AT SW COR OF ABOVE DESC TR-TH E ALG S LI OF ABOVE DESC TR 34 FT-TH N PAR WI W LI OF ABOVE DESC TR 269 FT M/L TO C/L OF SOUTH PASS RD-TH SWLY 34 FT ALG C/L OF SOUTH
Legal Range	04
Legal Township	40
Legal Section	26
Legal Tract	34
Legal Block	2
Jurisdiction	WHATCOM WA
Township / Civil Division	EAST WHATCOM
Census Block Group	2
Census Block	2014
Census Tract	10101

Owner

4264 S Pass Rd is owned and occupied by two individuals who acquired it in July 2020.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4264 S PASS RD, SUMAS, WA 98295-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jul 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 20, 2020
Transfer Doc	0000704848
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4264 S PASS RD, SUMAS, WA 98295-8501
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210400071
Date	Apr 1, 2021
Instrument	2021-0400071

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4264 S PASS RD, SUMAS, WA 98295-8501
Document Number	2200904845
Instrument Date	Sep 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4264 S PASS RD SUMAS WA 982958501, SUMAS, WA 98295-8501

Mortgage

Document Number	2200904845
Date	Sep 28, 2020
Instrument	904845

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 29, 2020
Property Address	4264 S PASS RD, SUMAS, WA 98295-8501
Document Number	2200704848
Instrument Date	Jul 20, 2020
Instrument	704848
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4264 S PASS RD SUMAS WA 982958501, SUMAS, WA 98295-8501

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4264 S PASS RD, SUMAS, WA 98295-8501
Document Number	2200600112
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4264 S PASS RD SUMAS WA 982958501, SUMAS, WA 98295-8501

Mortgage

Document Number	2200600112
Date	Jun 1, 2020
Instrument	600112

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4264 S Pass Rd was $9,194.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,194.00	$1,007,196 Land $258,096 Building $749,100	$1,007,196 Land $258,096 Building $749,100
2022		$997,594 Land $262,448 Building $735,146	$997,594 Land $262,448 Building $735,146
2021	$8,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4264 S Pass Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4264 S Pass Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber DSL	115 / 7
Pogozone powered by Neubeam Fixed Wireless	40 / 7

Cell Coverage

4G LTE (outdoors only), no 5G reported

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