Loudoun County property record for 42633 Cochrans Lock Dr, Ashburn, VA 20148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,140 sqft · built 2005 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2015) |
| Tax Bill | $12,672 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-48-3113-000 |
| Primary APN | 157-48-3113-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,140 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,800 sqft |
| Finished Basement | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 42633 COCHRANS LOCK DR |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20148-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VILLAGE OF WAXPOOL SEC.1 LOT 11 200512020135191 200510280121659 POCO |
| Legal Subdivision | WAXPOOL |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 611022 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42633 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MTG |
| Feb 8, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2015 · Amount on Record |
| Deed Sale | Aug 18, 2015 · Amount on Record |
| Prior Sale | Dec 2, 2005 · Amount on Record |
| Deed Book / Page | 201508180 / 56120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42633 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20201125115381 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42633 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20201125115381 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 115381 |
| Name | INTERCOASTAL MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 42633 COCHRANS LOCK DR, ASHBURN, VA 20148-4103 |
| Document Number | 20200225012581 |
| Instrument Date | Feb 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42633 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103 |
| Document Number | 20200225012581 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 12581 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,672.00 (+4.59%) | $1,574,260 (+13.68%) Land $440,500 Building $1,133,760 | $1,574,260 (+13.68%) Land $440,500 Building $1,133,760 |
| 2023 | $12,116.00 | $1,384,780 Land $425,500 Building $959,280 | $1,384,780 Land $425,500 Building $959,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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