Merced County property record for 4262 Theresa Ln, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,564 sqft · built 2020 |
| Lot Size | 0.114 acres (4,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Aug 2025) |
| Tax Bill | $5,647 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-160-013-000 |
| Primary APN | 230-160-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 4,947 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 230-160-013 |
|---|---|
| Street Address | 4262 THERESA LN |
| City | MERCED |
| State | CA |
| Zip | 95348-9603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BELLEVUE RANCH WEST VILLAGE 4 LOT 50 |
| Legal Subdivision | BELLEVUE RANCH WEST VILLAGE 04 |
| Legal Lot Number | 50 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1007 |
4262 Theresa Ln is owned and occupied by two individuals who bought it in August 2025.
Source: Merced County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 29, 2025 | Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER |
| Sep 11, 2020 | Intrafamily Transfer, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Jan 11, 2019 | Quit Claim Deed, Construction Loan FIRST AMERICAN TITLE |
| Aug 2, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Sep 11, 2020 |
| Deed Document Number | 202523243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000041491 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021041491 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 29, 2025 |
| Property Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000023243 |
| Map Reference | MB 70 PG 38-46 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 2025023243 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023244 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 2025023244 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 11, 2020 |
| Property Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000032103 |
| Map Reference | MB 70 PG 38-46 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020032103 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | ORANGE COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000032104 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020032104 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000001128 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 1128 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 12, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Aug 2, 2018 |
| Property Address | 4262 THERESA LN, MERCED, CA 95348-9603 |
| Document Number | 0000023669 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 23669 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $11,550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4262 Theresa Ln was $5,647.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $435,000 (+26.58%) Land $120,000 Building $315,000 | |
| 2025 | $5,647.00 Homeowner's exemption | $343,669 Land $86,593 Building $257,076 |
| 2023 | $5,322.00 (+2.19%) Homeowner's exemption | $330,327 Land $83,232 Building $247,095 |
| 2022 | $5,208.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4262 Theresa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4262 Theresa Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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