4256 Theresa Ln, Merced, CA 95348 Property Records

Merced County property record for 4256 Theresa Ln, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,789 sqft · built 2020
Lot Size	0.114 acres (4,969 sqft)
Owner	Individual Name on File
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`230-170-001-000`

Property Details

APN / Parcel Number

Primary APN	`230-170-001-000`
Alternative APN	`230-170-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	1,789 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	4,969 sqft (0.114 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-170-001
Street Address	4256 THERESA LN
City	MERCED
State	CA
Zip	95348-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELLEVUE RANCH WEST VILLAGE 4 LOT 49
Legal Subdivision	BELLEVUE RANCH WEST VILLAGE 04
Legal Lot Number	49
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1001
Census Tract	1007

Owner

4256 Theresa Ln is owned and occupied by an individual who acquired it in September 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4256 THERESA LN, MERCED, CA 95348-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Sep 25, 2020	Grant Deed, Subdivision Related Transfer ORANGE COAST TITLE
Jan 11, 2019	Quit Claim Deed, Construction Loan FIRST AMERICAN TITLE
Aug 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020
Deed Sale	Sep 25, 2020
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	202034510
Prior Transfer Date	Sep 20, 2020
Prior Transfer Doc	0000034510
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4256 THERESA LN, MERCED, CA 95348-9603
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4256 THERESA LN, MERCED, CA 95348-9603

Mortgage

Document Number	0000039502
Date	Sep 2, 2021
Instrument	2021039502

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2020
Property Address	4256 THERESA LN, MERCED, CA 95348-9603
Document Number	0000034510
Instrument Date	Sep 20, 2020
Instrument	34510
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4256 THERESA LN MERCED CA 953489603, MERCED, CA 95348-9603

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 25, 2020
Property Address	4256 THERESA LN, MERCED, CA 95348-9603
Document Number	0000034509
Map Reference	MB 70 PG 38-46
Instrument Date	Sep 20, 2020
Instrument	2020034509
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 3721, ROSEVILLE, CA 95661-4244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4256 THERESA LN, MERCED, CA 95348-9603

January 2019: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 11, 2019
Property Address	4256 THERESA LN, MERCED, CA 95348-9603
Document Number	0000001128
Instrument Date	Jan 9, 2019
Instrument	1128
Transaction Type	Construction Loan
Record Updated	Feb 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 2, 2018
Property Address	4256 THERESA LN, MERCED, CA 95348-9603
Document Number	0000023669
Instrument Date	Jul 31, 2018
Instrument	23669
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$11,550.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4256 Theresa Ln was $5,755 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$360,488 (+2%) Land $88,324 Building $272,164
2025	$5,755.00 Homeowner's exemption	$353,421 Land $86,593 Building $266,828
2023	$5,422.00 (+2.17%) Homeowner's exemption	$339,700 Land $83,232 Building $256,468
2022	$5,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4256 Theresa Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4256 Theresa Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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