4262 Paradise Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4262 Paradise Cir, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,394 sqft · built 1984
Lot Size	0.189 acres (8,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Aug 2024)
Tax Bill	$8,877 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0710-0010`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0710-0010`
Alternative APNs	`00161201` `161201`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
Gross Area	3,239 sqft
1st Floor Area	1,314 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,216 sqft (0.189 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	72 sqft
Deck Area	242 sqft
Patio Area	54 sqft
Utility Building	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00161201
Street Address	4262 PARADISE CIR
City	HERNANDO BEACH
State	FL
Zip	34607-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 71 LOT 1
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	71
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2035
Census Tract	41501

Owner

Source: Hernando County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11391 NW 40TH PL, SUNRISE, FL 33323-1119
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jun 26, 2019	Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202452324
Deed Book / Page	4461 / 1027
Prior Transfer Date	Oct 14, 1998
Prior Transfer Doc	1227001390
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 10, 2023
Property Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Document Number	0043521064
Book / Page	4352 / 1064
Map Reference	MB 7 PG 14
Instrument Date	Oct 5, 2023
Instrument	2023064855
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 3, 2023
Property Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Document Number	0043270861
Book / Page	4327 / 861
Map Reference	MB 7 PG 14
Instrument Date	Jul 31, 2023
Instrument	2023048419
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATLANTIC TITLE FIRM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11147 BRAMBLELEAF WAY, HUDSON, FL 34667-5514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

Mortgage

Document Number	0043270863
Date	Aug 3, 2023
Book Page	4327/863
Instrument	2023048420

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 26, 2019
Property Address	4262 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Document Number	0037200613
Book / Page	003720 / 000613
Instrument Date	Jun 20, 2019
Instrument	40154
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	SOUTHEAST TITLE/THE SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4262 PARADISE CIR HERNANDO BEACH FL 346073048, HERNANDO BEACH, FL 34607-3048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,877.00 (+218.74%)	$589,441 (+164.34%) Land $283,586 Building $305,855	$589,441 (+6.36%) Land $283,586 Building $305,855
2023		$222,989 (+3%) Land $222,989
2022	$2,785.00 Homeowner's exemption	$216,494	$554,172 Land $222,788 Building $331,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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