4294 Paradise Cir, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4294 Paradise Cir, Hernando Beach, FL 34607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Dec 2024)
Tax Bill	$7,126 (2025)
Deeds & Mortgages	Dec 2023 Sale May 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`R12-223-16-2020-0710-0050`

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0710-0050`
Alternative APNs	`00161247` `161247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,370 sqft
Deck Area	420 sqft
Patio Area	105 sqft
Boat Access	Boat Access
Boat House	351 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00161247
Street Address	4294 PARADISE CIR
City	HERNANDO BEACH
State	FL
Zip	34607-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 71 LOT 5 ORB 333 PG 684 OR 950 PG 1601
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	71
Legal Lot Number	5
Legal Unit	6
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	2
Census Block	2035
Census Tract	41501

Owner

4294 Paradise Cir is owned by an individual who bought it in December 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	313 SPOONDRIFT CT, LOUISVILLE, TN 37777-4356
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
May 21, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Dec 19, 2023 · Amount on File
Deed Document Number	0004503298
Deed Book / Page	4375 / 597
Prior Transfer Date	Jul 2, 2024
Prior Transfer Doc	2024040334
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 19, 2023
Property Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Document Number	0043750597
Book / Page	4375 / 597
Map Reference	MB 7 PG 14
Instrument Date	Dec 8, 2023
Instrument	2023079753
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8540 BAY DR, SPRING HILL, FL 34606-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

Mortgage

Document Number	0040010056
Date	May 21, 2021
Book Page	4001/56
Instrument	2021037619

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 24, 2020
Property Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048
Document Number	0037990330
Book / Page	3799 / 0330
Map Reference	MB 7 PG 14
Instrument Date	Jan 17, 2020
Instrument	2020005046
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10101 GOVERNOR WARFIELD PKWY UNIT 122, 10101, COLUMBIA, MD 21044-3319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4294 PARADISE CIR, HERNANDO BEACH, FL 34607-3048

Mortgage

Document Number	37990332
Date	Jan 24, 2020
Instrument	3799/0332

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4294 Paradise Cir was $7,126.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,126.00	$499,175 Land $274,195 Building $224,980	$499,175 Land $274,195 Building $224,980
2023		$247,218 (+3%) Land $22,177 Building $225,041
2022	$3,153.00 Homeowner's exemption	$240,017	$462,277 Land $215,365 Building $246,912

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4294 Paradise Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1,071 (1979–2024)
Claims Outside the SFHA	6 of 1,071
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 342 claims Hurricane Idalia, Sep 2023 · 115 claims Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4294 Paradise Cir is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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