42616 Cochrans Lock Dr, Ashburn, VA 20148 Property Records

Loudoun County property record for 42616 Cochrans Lock Dr, Ashburn, VA 20148

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 8,363 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$15,121 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-47-7930-000

Property Details

APN / Parcel Number

Primary APN157-47-7930-000
Alternative APN
  • 78 D 1 69

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures24 Plumbing Fixtures
Stories2 Stories
Building Area8,363 sqft Living Area
1st Floor Area1,170 sqft
Basement Area2,477 sqft
Finished Basement2,477 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area639 sqft
Pool Area900 sqft
Deck AreaDeck Area
Patio Area670 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42616 COCHRANS LOCK DR
CityASHBURN
StateVA
Zip20148-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionVILLAGE OF WAXPOOL SEC.1 LOT 69 200807250045786 200510280121659 POCO
Legal SubdivisionWAXPOOL
Legal Block3
Legal Lot Number69
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group3
Census Block3003
Census Tract611022

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address42616 COCHRANS LOCK DR, ASHBURN, VA 20148-4102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC
Sep 17, 2018Deed of Trust, Mortgage
BANK OF AMERICA
Jan 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2017
Deed SaleJan 23, 2017
Prior SaleJul 25, 2008 · Amount on Record
Deed Document Number20174650
Last Transfer DateSep 17, 2018
Transfer Doc0000055341
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJun 2, 2022
Property Address42616 COCHRANS LOCK DR, ASHBURN, VA 20148-4102
Document Number0000033008
Instrument DateJun 1, 2022
Instrument202206020033008
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyPOTOMAC TITLE GROUP SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42616 COCHRANS LOCK DR, ASHBURN, VA 20148-4102

Mortgage

Document Number0000033009
DateJun 2, 2022
Instrument202206020033009
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42616 COCHRANS LOCK DR, ASHBURN, VA 20148-4102
Document Number20180921055342
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180921055342
DateSep 21, 2018
Instrument55342
Lender
NameBANK OF AMERICA
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueSep 20, 2048
Interest
Rate TypeFixed Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDOUN VA
Recording DateJan 23, 2017
Property Address42616 COCHRANS LOCK DR, ASHBURN, VA 20148-4102
Document Number20170123004650
Instrument DateJan 13, 2017
Instrument4650
Transaction TypeTransfer
Record UpdatedFeb 2, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address42616 COCHRANS LOCK DR ASHBURN VA 201484102, ASHBURN, VA 20148-4102

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,121.00 (+5.12%)$1,878,450 (+14.26%) Land $440,000 Building $1,438,450$1,878,450 (+14.26%) Land $440,000 Building $1,438,450
2023$14,384.00$1,643,990 Land $425,000 Building $1,218,990$1,643,990 Land $425,000 Building $1,218,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

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