42601 Cochrans Lock Dr, Ashburn, VA 20148 Property Records

Loudoun County property record for 42601 Cochrans Lock Dr, Ashburn, VA 20148 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 7,762 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2016)
Tax Bill	$14,420 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-37-3494-000`

Property Details

APN / Parcel Number

Primary APN	`157-37-3494-000`
Alternative APN	`78 D 1 6`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	2 Stories
Building Area	7,762 sqft Living Area
1st Floor Area	2,102 sqft
Basement Area	2,600 sqft
Finished Basement	2,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	714 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42601 COCHRANS LOCK DR
City	ASHBURN
State	VA
Zip	20148-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF WAXPOOL SEC.1 LOT 6 201202080009892 D/CON 200806050034186
Legal Subdivision	WAXPOOL
Legal Block	4
Legal Lot Number	6
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	4
Census Block	4003
Census Tract	611022

Owner

Source: Loudoun County records · APN 157-37-3494-000

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42601 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Jun 05, 2008 · Amount on Record
Deed Document Number	201644727
Prior Transfer Date	Apr 06, 2006
Prior Transfer Doc	0000045328
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42601 COCHRANS LOCK DR, ASHBURN, VA 20148-4103
Document Number	20200925087912
Instrument Date	Sep 19, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42601 COCHRANS LOCK DR ASHBURN VA 201484103, ASHBURN, VA 20148-4103

Mortgage

Document Number	20200925087912
Date	Sep 25, 2020
Instrument	87912

Lender

Name	LOANLOCK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,420.00 (+6.17%)	$1,791,340 (+15.4%) Land $440,200 Building $1,351,140	$1,791,340 (+15.4%) Land $440,200 Building $1,351,140
2023	$13,582.00	$1,552,250 Land $425,200 Building $1,127,050	$1,552,250 Land $425,200 Building $1,127,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.