4261 Island Fox Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4261 Island Fox Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,067 sqft · built 2016
Lot Size	1.29 acres (56,410 sqft)
Owner	Individual Name on Record
Last Sale	$381,500 (Mar 2017)
Tax Bill	$4,375 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4605-29-9337`

Property Details

APN / Parcel Number

Primary APN	`4605-29-9337`
Alternative APNs	`262123` `92508`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,067 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	56,410 sqft (1.29 acres)
Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	262123
Street Address	4261 ISLAND FOX LN
City	DENVER
State	NC
Zip	28037-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#2 FOX CHASE PH1 M1
Legal Subdivision	FOX CHASE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4261 ISLAND FOX LN, DENVER, NC 28037-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 20, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2017560309
Deed Book / Page	2653 / 502
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4261 ISLAND FOX LN, DENVER, NC 28037-0257
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003133639
Date	Feb 4, 2022
Book Page	3133/639
Instrument	646988

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 20, 2017
Property Address	4261 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2653502
Book / Page	002653 / 000502
Instrument Date	Mar 16, 2017
Instrument	560309
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4261 ISLAND FOX LN DENVER NC 280370257, DENVER, NC 28037-0257

Mortgage

Document Number	2653504
Date	Mar 20, 2017
Book Page	002653/000504
Instrument	560310

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,375.00 (+1.41%)	$695,567 (-) Land $77,487 Building $618,080	$695,567 (-) Land $77,487 Building $618,080
2023	$4,314.00	$695,567 Land $77,487 Building $618,080	$695,567 Land $77,487 Building $618,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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