4249 Island Fox Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4249 Island Fox Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,109 sqft · built 2017
Lot Size	1.26 acres (55,103 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,000 (Aug 2020)
Tax Bill	$4,142 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4605-29-6203`

Property Details

APN / Parcel Number

Primary APN	`4605-29-6203`
Alternative APNs	`280032` `92510`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,109 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	55,103 sqft (1.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	280032
Street Address	4249 ISLAND FOX LN
City	DENVER
State	NC
Zip	28037-0257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-T
Legal Description	#4 FOX CHASE PH1 M1
Legal Subdivision	FOX CHASE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1011
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit ASIA BANK NATIONAL ASSOCIATION
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 4, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Feb 1, 2018	Grant Deed, Construction Loan · Line of Credit HOUSING CAP
Jul 20, 2017	Deed of Trust, Mortgage LEO III WALLACE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2020614886
Deed Book / Page	2944 / 435
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Jun 16, 2026
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	0000711094
Book / Page	3512 / 672
Instrument Date	Jun 11, 2026
Instrument	2026711094
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257

Mortgage

Document Number	0000711094,
Date	Jun 16, 2026
Book Page	3512/672
Instrument	2026711094

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 16, 2046

Interest

Rate	6.36%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003134159
Date	Feb 7, 2022
Book Page	3134/159
Instrument	647053

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003096573
Date	Oct 18, 2021
Book Page	3096/573
Instrument	640837

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 28, 2020
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2944435
Book / Page	2944 / 435
Map Reference	MB 16 PG 342
Instrument Date	Aug 27, 2020
Instrument	614886
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$892.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4153 CANOPY CREEK DR, 4153, DENVER, NC 28037-7890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257

Mortgage

Document Number	614887
Date	Aug 28, 2020
Instrument	614887

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 4, 2018
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2773928
Book / Page	002773 / 000928
Instrument Date	Oct 3, 2018
Instrument	584044
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4249 ISLAND FOX LN DENVER NC 280370257, DENVER, NC 28037-0257

Mortgage

Document Number	2773930
Date	Oct 4, 2018
Book Page	002773/000930
Instrument	584045

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

Mortgage

Document Number	2780643,
Date	Oct 4, 2018
Book Page	002780/000643
Instrument	585372

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 1, 2018
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Book / Page	002721 / 000064
Instrument Date	Jan 31, 2018
Instrument	573633
Transaction Type	Construction Loan
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 RACEWAY DR #7 MOORESVILLE NC 281176518, 7, MOORESVILLE, NC 28117-6518

Mortgage

Document Number	272164
Date	Feb 1, 2018
Book Page	002721/000064
Instrument	573633

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4249 ISLAND FOX LN, DENVER, NC 28037-0257
Document Number	2679886
Book / Page	002679 / 000886
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3965 MOORESVILLE NC 281173965, MOORESVILLE, NC 28117-3965

Mortgage

Document Number	2679886
Date	Jul 21, 2017
Book Page	002679/000886
Instrument	565557

Lender

Name	LEO III WALLACE
Address	301 N MAIN ST, SALISBURY, NC 28144-4301

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jul 20, 2019

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,142.00 (+0.63%)	$657,293 (-) Land $76,929 Building $580,364	$657,293 (-) Land $76,929 Building $580,364
2025	$4,116.00 (+0.81%)	$657,293 (-) Land $76,929 Building $580,364	$657,293 (-) Land $76,929 Building $580,364
2023	$4,083.00	$657,293 Land $76,929 Building $580,364	$657,293 Land $76,929 Building $580,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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