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42597 Cochrans Lock Dr, Ashburn, VA 20148 Property Records

Loudoun County property record for 42597 Cochrans Lock Dr, Ashburn, VA 20148

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,730 sqft · built 2005
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$1,880,000 (Jul 2025)
Tax Bill$13,762 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN157-37-2689-000

Property Details

APN / Parcel Number

Primary APN157-37-2689-000
Alternative APN
  • 78 D 1 5

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures23 Plumbing Fixtures
Stories2 Stories
Building Area5,730 sqft Living Area
1st Floor Area1,516 sqft
Basement Area1,752 sqft
Finished Basement1,752 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Garage Area714 sqft
Deck AreaDeck Area
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address42597 COCHRANS LOCK DR
CityASHBURN
StateVA
Zip20148-4101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionVILLAGE OF WAXPOOL SEC.1 LOT 5 200909210064487
Legal SubdivisionWAXPOOL
Legal Block4
Legal Lot Number5
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group4
Census Block4003
Census Tract611022

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42597 COCHRANS LOCK DR, ASHBURN, VA 20148-4101
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2025 · Amount on Record
Deed SaleJul 2, 2025 · Amount on Record
Prior SaleSep 21, 2009 · Amount on Record
Deed Document Number202531024
Prior Transfer DateJul 15, 2009
Prior Transfer Doc0000056570
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42597 COCHRANS LOCK DR, ASHBURN, VA 20148-4101
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087987
DateAug 18, 2021
Instrument202108180087987
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address42597 COCHRANS LOCK DR, ASHBURN, VA 20148-4101
Document Number20191016063058
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address42597 COCHRANS LOCK DR ASHBURN VA 201484101, ASHBURN, VA 20148-4101

Mortgage

Document Number20191016063058
DateOct 16, 2019
Instrument63058
Lender
NameBRANCH BANKING & TR CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,762.00 (+15.02%)$1,709,610 (+25.02%) Land $439,900 Building $1,269,710$1,709,610 (+25.02%) Land $439,900 Building $1,269,710
2023$11,965.00$1,367,500 Land $424,900 Building $942,600$1,367,500 Land $424,900 Building $942,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless		100 / 20

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