Osceola County property record for 4230 Tucker Ave, Saint Cloud, FL 34772
| Property Type | Vacant Land |
|---|---|
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $995,000 (Sep 2026) |
| Tax Bill | $2,892 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Sep 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-31-4950-0001-0830 |
| Primary APN | 06-27-31-4950-0001-0830 |
|---|---|
| Alternative APN |
|
| Lot Area | 105,415 sqft (2.42 acres) |
|---|
| Street Address | 4230 TUCKER AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8164 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | S L & I C PB B PG 32 N 1/2 OF LOT 83 LESS E 7.5 FT |
| Legal Subdivision | S L & I C |
| Legal Lot Number | 83 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43205 |
Source: Osceola County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 13, 2026 | Re-recorded Document · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 28, 2026 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 10, 2025 | Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Jun 3, 2024 | Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK |
| Jun 4, 2024 | Re-recorded Document STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| May 31, 2022 | Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on Record |
| Deed Sale | Sep 28, 2026 · Amount on Record |
| Prior Sale | Jun 4, 2024 · Amount on Record |
| Deed Document Number | 2026124490 |
| Deed Book / Page | 7040 / 1182 |
| Prior Transfer Date | Feb 26, 2025 |
| Prior Transfer Doc | 0067512025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 13, 2026 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0000131642 |
| Book / Page | 7047 / 2705 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026131642 |
| Record Updated | Oct 21, 2026 |
| Title Company | PATRIOT TITLE, US PATRIOT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Investor | Possibly a Property Investor |
| Document Number | 0000131643, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 7047/2709 |
| Instrument | 2026131643 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 28, 2026 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0000124490 |
| Book / Page | 7040 / 1182 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026124490 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | PATRIOT TITLE, US PATRIOT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703,465.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Investor | Possibly a Property Investor |
| Document Number | 0000124491, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 2026124491 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 10, 2025 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0067512025 |
| Book / Page | 6751 / 2025 |
| Map Reference | MB B PG 32 |
| Instrument Date | Feb 26, 2025 |
| Instrument | 2025029634 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4491 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981 |
| Name | Verified Name |
|---|---|
| Address | 1 COURTHOUSE SQ, KISSIMMEE, FL 34741-5440 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 3, 2024 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0066100748 |
| Book / Page | 6610 / 748 |
| Map Reference | MB B PG 32 |
| Instrument Date | May 31, 2024 |
| Instrument | 2024072457 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 700493, SAINT CLOUD, FL 34770-0493 |
| Name | Verified Name |
|---|---|
| Address | 4491 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981 |
| Document Number | 2024072458 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 2024072458 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year T-Bill |
| Max Rate | 13.6% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 4, 2024 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0066111164 |
| Book / Page | 6611 / 1164 |
| Map Reference | MB B PG 32 |
| Instrument Date | May 31, 2024 |
| Instrument | 2024073527 |
| Record Updated | Dec 12, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 700493, SAINT CLOUD, FL 34770-0493 |
| Name | Verified Name |
|---|---|
| Address | 4491 BALER TRAILS DR, SAINT CLOUD, FL 34772-8981 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 31, 2022 |
| Property Address | 4230 TUCKER AVE, SAINT CLOUD, FL 34772-8164 |
| Document Number | 0062230166 |
| Book / Page | 6223 / 166 |
| Map Reference | MB B PG 32 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022084455 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 ROSEWOOD CREEK ROAD, MARIETTA, GA 30066 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 700493, SAINT CLOUD, FL 34770-0493 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,892.00 (+24,%) | $157,300 (+17,377.78%) Land $157,300 | $157,300 (+221.02%) Land $157,300 |
| 2023 | $12.00 (-2%) | $900 (-18.18%) Land $900 | $49,000 (-5%) |
| 2022 | $15.00 | $1,100 Land $1,100 | $98,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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