4260 Rugged Hill Rd, Maiden, NC 28650 Property Records

Catawba County property record for 4260 Rugged Hill Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,694 sqft · built 2021
Lot Size	11.8 acres (516,622 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,385,000 (Nov 2024)
Tax Bill	$5,603 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3687-03-44-0184`

Property Details

APN / Parcel Number

Primary APN	`3687-03-44-0184`
Alternative APN	`0803049`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,694 sqft Living Area
1st Floor Area	2,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Lot Area	516,622 sqft (11.8 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4260 RUGGED HILL RD
City	MAIDEN
State	NC
Zip	28650-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 14 PLAT 76-22
Legal Subdivision	LITTLE MOUNTAIN ESTATES
Legal Lot Number	14
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	1
Census Block	1054
Census Tract	11501

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4260 RUGGED HILL RD, MAIDEN, NC 28650-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	202419913
Deed Book / Page	3905 / 621
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4260 RUGGED HILL RD, MAIDEN, NC 28650-9093
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 RUGGED HILL RD, MAIDEN, NC 28650-9093

Mortgage

Document Number	0037320611
Date	Mar 22, 2022
Book Page	3732/611
Instrument	6437

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4260 RUGGED HILL RD, MAIDEN, NC 28650-9093
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037211256
Date	Feb 4, 2022
Book Page	3721/1256
Instrument	2604

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Mar 16, 2020
Property Address	4260 RUGGED HILL RD, MAIDEN, NC 28650-9093
Document Number	0035591892
Book / Page	3559 / 1892
Map Reference	MB 76 PG 22
Instrument Date	Mar 12, 2020
Instrument	4891
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 LITTLE PKWY, 5400, SHERRILLS FORD, NC 28673-9114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 CAYTON DR, MAIDEN, NC 28650-8943

Mortgage

Document Number	4892
Date	Mar 16, 2020
Instrument	4892

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,406,100 (+1.8%) Land $235,800 Building $1,170,300
2025	$5,603.00 (-18.62%)	$1,381,300 (+88.73%) Land $235,800 Building $1,145,500
2024	$6,885.00 (+4.51%)
2023	$6,588.00	$731,900 Land $187,900 Building $544,000	$1,406,100 Land $235,800 Building $1,170,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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