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4101 Rugged Hill Rd, Maiden, NC 28650 Property Records

Catawba County property record for 4101 Rugged Hill Rd, Maiden, NC 28650

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,286 sqft · built 2022
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Aug 2022)
Tax Bill$2,132 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN3687-03-32-5253

Property Details

APN / Parcel Number

Primary APN3687-03-32-5253
Alternative APN
  • 0800007

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories1 Story
Building Area2,286 sqft Living Area
1st Floor Area2,255 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area100,188 sqft (2.3 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address4101 RUGGED HILL RD
CityMAIDEN
StateNC
Zip28650-9092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionLOT 4 PLAT 32-114
Legal SubdivisionMAP FOR DOUG KINEAR
Legal Tract4
Legal Lot Number4
JurisdictionCATAWBA NC
Township / Civil DivisionMOUNTAIN CREEK
Census Block Group1
Census Block1054
Census Tract11501

Owner

4101 Rugged Hill Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address4101 RUGGED HILL RD, MAIDEN, NC 28650-9092
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Oct 2, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on File
Deed SaleAug 18, 2022 · Amount on File
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number202218277
Deed Book / Page3763 / 1456
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateAug 18, 2022
Property Address4101 RUGGED HILL RD, MAIDEN, NC 28650-9092
Document Number0037631456
Book / Page3763 / 1456
Map ReferenceMB 32 PG 114
Instrument DateAug 18, 2022
Instrument18277
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 RICHLAND LN, MOORESVILLE, NC 28115-2983

Transferred To (Grantee/Buyer)

NameVerified Name
Address4101 RUGGED HILL RD, MAIDEN, NC 28650-9092

Mortgage

Document Number0000018278
DateAug 18, 2022
Instrument18278
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateOct 2, 2020
Property Address4101 RUGGED HILL RD, MAIDEN, NC 28650-9092
Document Number0036031738
Book / Page003603 / 001738
Instrument DateOct 1, 2020
Instrument20249
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address145 JOCELYN LN #206 MOORESVILLE NC 281175299, 206, MOORESVILLE, NC 28117-5299

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Rugged Hill Rd was $2,132, down 2% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
Unified School DistrictCatawba County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$534,900 (-) Land $46,200 Building $488,700
2025$2,132.00 (-20.03%)$534,900 Land $46,200 Building $488,700
2024$2,666.00 (+4.51%)
2023$2,551.00$25,200$534,900 Land $46,200 Building $488,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4101 Rugged Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Rugged Hill Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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