4260 Old Lock Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4260 Old Lock Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,537 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$507,500 (Nov 2022)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-4 15-0-0038`

Property Details

APN / Parcel Number

Primary APN	`23-4 15-0-0038`
Alternative APN	`29762`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,537 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29762
Street Address	4260 OLD LOCK RD
City	WILLIAMSBURG
State	VA
Zip	23188-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-38 PH-2 S-2 COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	2
Legal Lot Number	38
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3000
Census Tract	80402

Owner

Source: James City County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4260 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 2, 2022	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	202215739
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4260 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289

Mortgage

Document Number	0202514742
Date	Oct 20, 2025
Instrument	202514742

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 2, 2022
Property Address	4260 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0202215739
Instrument Date	Oct 25, 2022
Instrument	202215739
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	NOT AVAILABLE, 1ST VIRGINIA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4260 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289

Mortgage

Document Number	0202215740
Date	Nov 2, 2022
Instrument	202215740

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00 (+6.43%)	$484,700 (+21.05%) Land $110,500 Building $374,200	$484,700 (+21.05%) Land $110,500 Building $374,200
2024	$3,780.00 (+13.75%)
2023	$3,323.00	$400,400 Land $91,500 Building $308,900	$400,400 Land $91,500 Building $308,900
2022	$3,323.00 (+18.64%)
2019	$2,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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