4247 Old Lock Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4247 Old Lock Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,546 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on File
Last Sale	$435,000 (Apr 2018)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-4 15-0-0033`

Property Details

APN / Parcel Number

Primary APN	`23-4 15-0-0033`
Alternative APN	`29757`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
Basement Area	2,534 sqft
Finished Basement	905 sqft
Unfinished Basement	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	218 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29757
Street Address	4247 OLD LOCK RD
City	WILLIAMSBURG
State	VA
Zip	23188-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED U
Legal Description	L-33 PH-2 S-2 COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	2
Legal Lot Number	33
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3000
Census Tract	80402

Owner

4247 Old Lock Rd is owned by a company that bought it in April 2018.

Source: James City County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Intrafamily Transfer, Transfer
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 22, 2019	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Apr 18, 2018	Warranty Deed, Transfer · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on File
Deed Sale	Apr 18, 2018 · Amount on File
Prior Sale	Sep 23, 2015 · Amount on File
Deed Document Number	20187251
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Mar 27, 2026
Property Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0202603648
Instrument Date	Mar 25, 2026
Instrument	202603648
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	WS TITLE LLC, US TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008596
Date	Apr 29, 2021
Instrument	210008596

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0000012205
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 OLD LOCK RD WILLIAMSBURG VA 231887289, WILLIAMSBURG, VA 23188-7289

Mortgage

Document Number	0000012205
Date	Aug 27, 2019
Instrument	12205

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 18, 2018
Property Address	4247 OLD LOCK RD, WILLIAMSBURG, VA 23188-7289
Document Number	0000007251
Instrument Date	Apr 9, 2018
Instrument	7251
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4247 OLD LOCK RD WILLIAMSBURG VA 231887289, WILLIAMSBURG, VA 23188-7289

Mortgage

Document Number	7252
Date	Apr 18, 2018
Instrument	7252

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4247 Old Lock Rd was $4,906, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 (+6.4%)	$591,200 Land $127,100 Building $464,100	$591,200 Land $127,100 Building $464,100
2024	$4,611.00 (+13.77%)
2023	$4,053.00	$488,400 Land $105,200 Building $383,200	$488,400 Land $105,200 Building $383,200
2022	$4,053.00
2019	$3,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4247 Old Lock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4247 Old Lock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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