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4260 Co Rd 4509, Commerce, TX 75428 Property Records

Hunt County property record for 4260 Co Rd 4509, Commerce, TX 75428

Property Summary

Property TypeGeneral Agricultural/Rural
Details1.5 ba · 1,149 sqft · built 1972
Lot Size10.5 acres (457,685 sqft)
Owner2 Individual Names on Record
Last Sale$532,000 (Sep 2023)
Tax Bill$2,960 (2025)
Deeds & MortgagesSep 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN0221-0120-0000-30

Property Details

APN / Parcel Number

Primary APN0221-0120-0000-30
Alternative APNs
  • R23171
  • 23171

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,149 sqft Living Area
1st Floor Area1,149 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area457,685 sqft (10.5 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address4260 COUNTY ROAD 4509
CityCOMMERCE
StateTX
Zip75428
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionA0221 CARDER W J,TRACT 12, ACRES 10.507
Legal SubdivisionCARDER W J
Legal Tract12
Legal Block1
Legal Lot Number12
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1014
Census Tract960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4344 COUNTY ROAD 4509, COMMERCE, TX 75428-5244
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Deed Document Number202318032
Record UpdatedOct 29, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateSep 18, 2023
Property Address4312 COUNTY ROAD 4509, COMMERCE, TX 75428-5244
Document Number0000018032
Map ReferenceVOL 523 PG 8
Instrument DateSep 13, 2023
Instrument2023-18032
Transaction TypeTransfer
Record UpdatedOct 5, 2023
Title CompanyNOT AVAILABLE, MONEY LAW & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4704 COUNTY ROAD 4511, COMMERCE, TX 75428-5254

Transferred To (Grantee/Buyer)

NameVerified Name
Address4344 COUNTY ROAD 4509, COMMERCE, TX 75428-5244

Mortgage

Document Number0000018033
DateSep 18, 2023
Instrument2023-18033
Lender
NameFARM CREDIT SERVICES
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2043

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,960.00 (+13.54%)$166,510 (+488.17%) Land $166,510$166,510 (-48.37%) Land $166,510
2024$2,607.00 (+381%)
2023$28,310 (+5.09%) Land $21,210 Building $7,100$322,520 (+8.4%) Land $315,420 Building $7,100
2022$542.00$26,940 Land $19,500 Building $7,440$297,520 Land $290,080 Building $7,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 79% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fixed Wireless		500 / 60
360 Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Rise Broadband
Fixed Wireless		25 / 5
AT&T
Fixed Wireless		25 / 3

May also be available: Nextlink.

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