4083 Co Rd 4509, Commerce, TX 75428 Property Records

Hunt County property record for 4083 Co Rd 4509, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,258 sqft · built 2001
Lot Size	20.1 acres (876,863 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jul 2021)
Tax Bill	$7,023 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1179-0080-0040-30`

Property Details

APN / Parcel Number

Primary APN	`1179-0080-0040-30`
Alternative APNs	`R124172` `124172`

Interior

Stories	1 Story
Building Area	2,258 sqft Gross Area
1st Floor Area	2,258 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	876,863 sqft (20.1 acres)
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	886 sqft
Patio Area	260 sqft
Utility Building	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4083 COUNTY ROAD 4509
City	COMMERCE
State	TX
Zip	75428-5243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1179 WARD J,TRACT 8-4, ACRES 20.13
Legal Subdivision	WARD J
Legal Tract	8-4
Legal Block	1
Legal Lot Number	8-4
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1025
Census Tract	960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1542 ROAD RUNNER RD, ANNA, TX 75409-4816
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF COOPER
May 17, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	202115164
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0000006433
Record Updated	Oct 29, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jul 14, 2021
Property Address	4083 COUNTY ROAD 4509, COMMERCE, TX 75428-5243
Document Number	0000015164
Instrument Date	Jul 9, 2021
Instrument	2021-15164
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11897 LAMPWICK LN, 75305

Mortgage

Document Number	0000015165
Date	Jul 14, 2021
Instrument	2021-15165

Lender

Name	FIRST NATIONAL BANK OF COOPER
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 17, 2017
Property Address	4083 COUNTY ROAD 4509, COMMERCE, TX 75428-5243
Document Number	0000006433
Instrument Date	May 11, 2017
Instrument	6433
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4083 COUNTY ROAD 4509 COMMERCE TX 754285243, COMMERCE, TX 75428-5243

Mortgage

Document Number	6434
Date	May 17, 2017
Instrument	6434

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,023.00 (+4.68%)	$395,040 (+3.98%) Land $14,670 Building $380,370	$641,800 (+7.32%) Land $261,430 Building $380,370
2024	$6,709.00 (+0.06%)
2023		$379,910 Land $12,880 Building $367,030	$598,000 Land $230,970 Building $367,030
2022	$6,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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