426 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 426 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,293 sqft · built 1900
Lot Size	0.277 acres (12,053 sqft)
Owner	2 Individual Names on File
Last Sale	$337,500 (Mar 2003)
Tax Bill	$7,623 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B:023 L:353 S:146`

Property Details

APN / Parcel Number

Primary APN	`B:023 L:353 S:146`
Alternative APN	`LYNN M:023 B:353 L:146`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,293 sqft Living Area
Gross Area	4,728 sqft
Basement Area	1,157 sqft
Unfinished Basement	1,157 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,053 sqft (0.277 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	426 WALNUT ST
City	LYNN
State	MA
Zip	01905-1068
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Block	353
Legal Lot Number	146
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205600

Owner

426 Walnut St, a duplex, is owned and occupied by two individuals who bought it in March 2003.

Source: Essex County and Lynn City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 WALNUT ST, LYNN, MA 01905-1068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 18, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2003 · Amount on File
Deed Sale	Mar 17, 2003 · Amount on File
Prior Sale	Nov 14, 1989 · Amount on File
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	426 WALNUT ST, LYNN, MA 01905-1068
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40506-463
Date	Nov 22, 2021
Book Page	40506/463
Instrument	20211122001350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	426 WALNUT ST, LYNN, MA 01905-1068
Document Number	37577-86
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WALNUT ST LYNN MA 019051068, LYNN, MA 01905-1068

Mortgage

Document Number	37577-86
Date	Jun 11, 2019
Book Page	037577/000086
Instrument	1906111150

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 426 Walnut St was $7,623, up 4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,623.00 (+4.03%)	$735,848 (+5.74%) Land $217,700 Building $518,148	$784,012
2024	$7,328.00 (+1.78%)	$695,900 (+7.77%) Land $216,200 Building $479,700
2023	$7,200.00	$645,700 Land $199,600 Building $446,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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