422 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 422 Walnut St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,498 sqft · built 1990
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Apr 2020)
Tax Bill	$6,028 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:023 L:353 S:147`

Property Details

APN / Parcel Number

Primary APN	`B:023 L:353 S:147`
Alternative APN	`LYNN M:023 B:353 L:147`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,834 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	422 WALNUT ST
City	LYNN
State	MA
Zip	01905-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	353
Legal Lot Number	147
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3000
Census Tract	205600

Owner

422 Walnut St is owned and occupied by two individuals who bought it in April 2020.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 WALNUT ST, LYNN, MA 01905-1068
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Mar 31, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 5, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ATLANTIC FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	20204210
Deed Book / Page	38451 / 300
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	422 WALNUT ST, LYNN, MA 01905-1068
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039714-438
Date	Mar 31, 2021
Book Page	39714/438
Instrument	20210331005040

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 31, 2021
Property Address	422 WALNUT ST, LYNN, MA 01905-1068
Document Number	039714-434
Book / Page	39714 / 434
Instrument Date	Mar 26, 2021
Instrument	20210331005030
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 WALNUT ST, LYNN, MA 01905-1068

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 24, 2020
Property Address	422 WALNUT ST, LYNN, MA 01905-1068
Document Number	38451-300
Book / Page	038451 / 000300
Instrument Date	Apr 24, 2020
Instrument	24004210
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,006.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	422 WALNUT ST LYNN MA 019051068, LYNN, MA 01905-1068

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Feb 5, 2020
Property Address	422 WALNUT ST, LYNN, MA 01905-1068
Document Number	38243-276
Book / Page	38243 / 276
Instrument Date	Jan 25, 2020
Instrument	20200205003150
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TOWER HILL CIR, LYNN, MA 01905-1468

Mortgage

Document Number	200205003160
Date	Feb 5, 2020
Instrument	200205003160

Lender

Name	ATLANTIC FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 422 Walnut St was $6,028, up 3.4% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,028.00 (+3.43%)	$581,900 (+5.13%) Land $192,700 Building $389,200	$614,080
2024	$5,828.00 (+7.21%)	$553,500 (+13.54%) Land $191,400 Building $362,100
2023	$5,436.00	$487,500 Land $176,700 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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