426 W Main St, Gardner, IL 60424 Property Records

Grundy County property record for 426 W Main St, Gardner, IL 60424

Property Summary

Property TypeCommercial
Details3,320 sqft · built 1999
Lot Size0.79 acres (34,412 sqft)
OwnerCompany Name on Record
Tax Bill$37,668 (2025)
Flood ZoneZone X (minimal risk)
APN12-09-102-017

Property Details

APN / Parcel Number

Primary APN12-09-102-017

Interior

Building Area3,320 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area34,412 sqft (0.79 acres)

Location & Zoning

Street Address426 W MAIN ST
CityGARDNER
StateIL
Zip60424-7102
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOOPER TOWING SUB LOT 2
Legal SubdivisionCOOPER TOWING SUBDIVISION
Legal Lot Number2
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group4
Census Block4032
Census Tract900

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 54288, LEXINGTON, KY 40555-4288
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,668.00 (+30.32%)$459,567 (+30.32%) Land $16,760 Building $442,807$1,378,701 (+30.32%) Land $50,280 Building $1,328,421
2022$28,904.00$352,648 Land $12,861 Building $339,787$1,057,944 Land $38,583 Building $1,019,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1982–2015)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable
2,500 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on W Main St

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