424 W Main St, Gardner, IL 60424 Property Records

Grundy County property record for 424 W Main St, Gardner, IL 60424

Property Summary

Property TypeCommercial
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$650,000 (Sep 2020)
Tax Bill$19,920 (2025)
Deeds & MortgagesNov 2025 Sale
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN12-09-102-002

Property Details

APN / Parcel Number

Primary APN12-09-102-002

Exterior

Lot Area43,560 sqft (1 acres)
Lot Dimensions264 ft deep x 165 ft wide

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address424 W MAIN ST
CityGARDNER
StateIL
Zip60424-7102
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description165 X 264 NW1/4 NW1/4 DESC 237-239 & 137-588 SEC 9-31-8 PER 291944
Legal Range08W
Legal Township31N
Legal Section09
Legal SubdivisionCOOPER TOWING SUB
JurisdictionGRUNDY IL
Township / Civil DivisionGARFIELD
Census Block Group4
Census Block4032
Census Tract900

Owner

424 W Main St, a commercial property, is owned by a company that bought it in September 2020.

Source: Grundy County records, as of June 30, 2026

Owner of RecordCompany Name on File
Mailing Address12401 BAYPOINTE TER, CORTEZ, FL 34215-2567
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 18, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on File
Deed SaleSep 18, 2020 · Amount on File
Deed Document Number2020596003
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateNov 17, 2025
Property Address424 W MAIN ST, GARDNER, IL 60424-7102
Document Number0000635439
Map ReferenceDOC 369827
Instrument DateNov 14, 2025
Instrument635439
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 INDUSTRY AVE, GARDNER, IL 60424-6321

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateSep 18, 2020
Property Address424 W MAIN ST, GARDNER, IL 60424-7102
Document Number0000596003
Instrument DateSep 15, 2020
Instrument596003
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 SCARLET OAK DR HAWTHORN WOODS IL 600478133, HAWTHORN WOODS, IL 60047-8133

Tax Assessment & Valuation

The 2025 property tax bill for 424 W Main St was $19,920, up 5.5% from the year before.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionGarfield Township
MunicipalityGardner Village
Elementary School DistrictGardner Community Consolidated School District 72C (KG - 08)
Secondary School DistrictGardner-South Wilmington Township High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,920.00 (+5.47%)$243,034 (+5.47%) Land $31,186 Building $211,848$729,102 (+5.47%) Land $93,558 Building $635,544
2024$18,887.00$230,430 Land $29,569 Building $200,861$691,290 Land $88,707 Building $602,583
2022$15,285.00$186,492 Land $23,931 Building $162,561$559,476 Land $71,793 Building $487,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 W Main St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims12 (1982–2015)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER
serves 1,361 people · EPA ID IL0630400
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kraus Electronic Systems
Cable
2,500 / 50

May also be available: Verizon, Watch TV.

Nearby Properties on W Main St

Nearby Streets

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