DeSoto County property record for 426 W Center St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1,693 sqft · built 1960 |
| Lot Size | 0.198 acres (8,651 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,633 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-4-00015-01 |
| Primary APN | 3-08-6-13-00-4-00015-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Adjusted Area |
| Interior Walls | Plywood |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,651 sqft (0.198 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Utility Building | 40 sqft |
| Street Address | 426 W CENTER ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WEST STREET MANOR A LOT 1 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NE |
| Legal Subdivision | WEST STREET MANOR A |
| Legal Lot Number | 2 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71124 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 449 W COMMERCE ST, HERNANDO, MS 38632-2102 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 1, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jun 22, 2018 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 13, 2019 | Warranty Deed, Transfer HARVEY HERGUSON |
| May 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 |
| Deed Sale | Feb 13, 2019 |
| Prior Sale | May 21, 2018 |
| Deed Document Number | 0000880265 |
| Deed Book / Page | 0880 / 265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 426 W CENTER ST, HERNANDO, MS 38632-2105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004550/433 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 4550/433 |
| Instrument | T04550-00433 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 5, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 426 W CENTER ST, HERNANDO, MS 38632-2105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004562/169 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 4562/169 |
| Instrument | T04562-00169 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 14, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 13, 2019 |
| Property Address | 426 W CENTER ST, HERNANDO, MS 38632-2105 |
| Document Number | 000880/265 |
| Book / Page | 0880 / 265 |
| Map Reference | MB 43 PG 19 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1835 GREEN VILLAGE DR, 1835, HERNANDO, MS 38632-7251 |
| Name | Verified Name |
|---|---|
| Address | 449 W COMMERCE ST, HERNANDO, MS 38632-2102 |
| Document Number | 0004677229 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 4677/229 |
| Name | HARVEY HERGUSON |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 21, 2018 |
| Property Address | 426 W CENTER ST, HERNANDO, MS 38632-2105 |
| Document Number | 000856/351 |
| Book / Page | 0856 / 351 |
| Map Reference | PB 43 PG 19 |
| Instrument Date | May 4, 2018 |
| Instrument | W00856-00351 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1835 GREEN VILLAGE DR, 1835, HERNANDO, MS 38632-7251 |
| Name | Verified Name |
|---|---|
| Address | 1835 GREEN VILLAGE DR, HERNANDO, MS 38632-7251 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,633.00 (+14.28%) | $14,025 (+36.14%) Land $1,746 Building $12,279 | $93,495 (+36.13%) Land $11,638 Building $81,857 |
| 2023 | $1,429.00 | $10,302 | $68,681 Land $11,638 Building $57,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Feb 2011 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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