185 W Center St, Hernando, MS 38632 Property Records

DeSoto County property record for 185 W Center St, Hernando, MS 38632

Property Summary

Property TypeVacant Land
Details11,623 sqft · built 1950
Lot Size0.626 acres (27,305 sqft)
Owner2 Individual Names on Record
Tax Bill$699 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-6-13-00-4-00028-00

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-4-00028-00

Interior

Building Area11,623 sqft

Exterior

Year BuiltBuilt 1950
Construction TypeConcrete
Lot Area27,305 sqft (0.626 acres)
Lot Dimensions155 ft deep x 170 ft wide

Location & Zoning

Street Address185 W CENTER ST
CityHERNANDO
StateMS
Zip38632-2268
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeC-3
Legal DescriptionLTS 98&99&234 N PT LOT 233 HERNANDO INC
Legal Range08
Legal Township03
Legal Section13
Legal QuarterNE
Legal SubdivisionHERNANDO INC
Legal Lot Number233 99
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group3
Census Block3010
Census Tract71124

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hernando South Side (Magnolia) Historic District
listed 2001 · 26 contributing resources · NRIS 01000917

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address5865 MCCRACKEN RD, HERNANDO, MS 38632-7560
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleSep 16, 2021
Deed SaleSep 16, 2021
Prior SaleAug 7, 2013
Deed Document Number0000971375
Deed Book / Page971 / 375
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateSep 16, 2021
Property Address185 W CENTER ST, HERNANDO, MS 38632-2268
Document Number000971/375
Book / Page971 / 375
Instrument DateSep 14, 2021
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 STERLIN LN, HERNANDO, MS 38632-7314

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5865 MCCRACKEN RD, HERNANDO, MS 38632-7560

Mortgage

Document Number0005345731
DateSep 16, 2021
Instrument5345/731
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueSep 15, 2026

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$699.00 (-91.92%)$6,000 (-90.38%) Land $6,000$40,000 (-90.38%) Land $40,000
2023$8,655.00$62,389$415,929 Land $40,000 Building $375,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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