426 Valley Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 426 Valley Dr, Toccoa, GA 30577 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1963
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$47,999 (Jul 2013)
Tax Bill	$1,576 (2025)
Deeds & Mortgages	Jun 2026 Transfer Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T29 070`

Property Details

APN / Parcel Number

Primary APN	`T29 070`
Alternative APN	`741750`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Heated Area
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	204 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	741750
Street Address	426 VALLEY DR
City	TOCCOA
State	GA
Zip	30577-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 AGNEW S/D
Legal Subdivision	AGNEW S/D
Legal Lot Number	45
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Stephens County records · APN T29 070

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 VALLEY DR, TOCCOA, GA 30577-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage HELOC
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE
May 20, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2013 · Amount on Record
Deed Sale	Jul 03, 2013 · Amount on Record
Prior Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	2013676
Deed Book / Page	1018 / 94
Last Transfer Date	Jun 02, 2026
Transfer Doc	0000001678
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 08, 2026
Property Address	426 VALLEY DR, TOCCOA, GA 30577-6209
Document Number	0000001678
Book / Page	1453 / 213
Instrument Date	Jun 02, 2026
Instrument	20261678
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY DR, TOCCOA, GA 30577-6209

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	426 VALLEY DR, TOCCOA, GA 30577-6209
Transaction Type	Mortgage
Record Updated	Jan 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY DR, TOCCOA, GA 30577-6209

Mortgage

Document Number	0014300000000112
Date	Nov 17, 2025
Book Page	0000001430/0000000112

Lender

Name	HELOC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 01, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	426 VALLEY DR, TOCCOA, GA 30577-6209
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY DR, TOCCOA, GA 30577-6209

Mortgage

Document Number	0013400000000116
Date	Aug 18, 2023
Book Page	0000001340/0000000116

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	May 20, 2022
Property Address	426 VALLEY DR, TOCCOA, GA 30577-6209
Document Number	0012970482
Book / Page	1297 / 482
Instrument Date	May 20, 2022
Instrument	2022-000747
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 VALLEY DR, TOCCOA, GA 30577-6209

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,576.00 (+30.36%) Homeowner's exemption	$54,395 (+51.64%) Land $2,499 Building $51,896	$135,987 (+51.64%) Land $6,247 Building $129,740
2023	$1,209.00 (+5.13%) Homeowner's exemption	$35,871 (+10.28%) Land $2,499 Building $33,372	$89,677 (+10.28%) Land $6,247 Building $83,430
2022	$1,150.00 Homeowner's exemption	$32,528 Land $2,499 Building $30,029	$81,320 Land $6,247 Building $75,073

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020, other causes
Claims By Storm	Severe Storms And Flooding, Sep 2009 · 2 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50

May also be available at this address: Verizon, TruVista Communications, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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