379 Valley Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 379 Valley Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1960
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Jan 2021)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`T29 089`

Property Details

APN / Parcel Number

Primary APN	`T29 089`
Alternative APN	`740550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,338 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	284 sqft
Carport	Carport
Carport Area	284 sqft
Patio Area	264 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	740550
Street Address	379 VALLEY DR
City	TOCCOA
State	GA
Zip	30577-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PT LOT 38 & LOT 40 AGNEW S/D
Legal Subdivision	AGNEW S/D
Legal Lot Number	40,38
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1011
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	379 VALLEY DR, TOCCOA, GA 30577-6205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Grant Deed, Transfer HOMEOWNERS FIN'L GRP USA
Oct 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	202162
Deed Book / Page	1237 / 235
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 25, 2021
Property Address	379 VALLEY DR, TOCCOA, GA 30577-6205
Document Number	0012370235
Book / Page	001237 / 000235
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 VALLEY DR TOCCOA GA 305776205, TOCCOA, GA 30577-6205

Mortgage

Document Number	12370237
Date	Jan 25, 2021
Book Page	001237/000237

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 16, 2019
Property Address	379 VALLEY DR, TOCCOA, GA 30577-6205
Document Number	0011920041
Book / Page	001192 / 000041
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	379 VALLEY DR TOCCOA GA 305776205, TOCCOA, GA 30577-6205

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (+39.34%) Homeowner's exemption	$87,805 (+67.66%) Land $2,396 Building $85,409	$219,514 (+67.65%) Land $5,991 Building $213,523
2023	$1,792.00 (+3.23%) Homeowner's exemption	$52,372 (+6.66%) Land $2,396 Building $49,976	$130,932 (+6.67%) Land $5,991 Building $124,941
2022	$1,736.00 Homeowner's exemption	$49,100 Land $2,396 Building $46,704	$122,750 Land $5,991 Building $116,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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