426 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 426 Summerside Ave, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,361 sqft · built 2014
Lot Size	0.152 acres (6,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,360 (May 2021)
Tax Bill	$4,801 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300612-030-014-12`

Property Details

APN / Parcel Number

Primary APN	`0300612-030-014-12`
Alternative APNs	`R44122` `44122`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	1,361 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Architectural Style	Georgian
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	6,630 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	45 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44122
Street Address	426 SUMMERSIDE AVE
City	LOCKHART
State	TX
Zip	78644-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 14, LOT 12, SECTION 2 SECTION 2
Legal Subdivision	SUMMERSIDE
Legal Block	14
Legal Lot Number	12
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2015
Census Tract	960200

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU
Jun 5, 2020	Intrafamily Transfer, Transfer
May 18, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	May 18, 2020 · Amount on Record
Deed Document Number	20213922
Prior Transfer Date	Jun 4, 2020
Prior Transfer Doc	2020002781
Record Updated	Oct 29, 2026

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	May 28, 2021
Property Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number	2021003922
Map Reference	CAB B SL 6
Instrument Date	May 25, 2021
Instrument	2021-003922
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number	2021003923
Date	May 28, 2021
Instrument	2021-003923

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL TX
Recording Date	Jun 5, 2020
Property Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number	2020002781
Map Reference	CAB B SL 6
Instrument Date	Jun 4, 2020
Instrument	2020-002781
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	May 18, 2020
Property Address	426 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number	2020002350
Map Reference	CAB B SL 6
Instrument Date	May 14, 2020
Instrument	2020-002350
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 DANDELION ST, LOCKHART, TX 78644-2192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 SUMMOVSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number	2020002351
Date	May 18, 2020
Instrument	2020-002351

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,801.00 (-8.59%)	$232,670 (-9.94%) Land $50,850 Building $181,820	$232,670 (-9.94%) Land $50,850 Building $181,820
2025	$5,252.00 (-4.72%)	$258,340 (-13.71%) Land $50,850 Building $207,490	$258,340 (-13.71%) Land $50,850 Building $207,490
2024	$5,512.00 (-7.49%)
2023	$5,958.00 (-6.57%)	$299,370 Land $50,850 Building $248,520	$299,370 Land $50,850 Building $248,520
2022	$6,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Air Fiber, T-Mobile.

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