423 Summerside Ave, Lockhart, TX 78644 Property Records

Caldwell County property record for 423 Summerside Ave, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 2005
Lot Size	0.183 acres (7,985 sqft)
Owner	2 Individual Names on File
Last Sale	$267,800 (Jul 2021)
Tax Bill	$5,576 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300612-030-015-02`

Property Details

APN / Parcel Number

Primary APN	`0300612-030-015-02`
Alternative APNs	`R44161` `44161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Shed Roof
Lot Area	7,985 sqft (0.183 acres)
Lot Dimensions	126 ft deep x 63 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Patio Area	395 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	44161
Street Address	423 SUMMERSIDE AVE
City	LOCKHART
State	TX
Zip	78644-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERSIDE, BLOCK 15, LOT 2, SECTION 2 SECTION 2
Legal Subdivision	SUMMERSIDE
Legal Block	15
Legal Lot Number	2
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2014
Census Tract	960200

Owner

Source: Caldwell County records · APN 0300612-030-015-02

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2021 · Amount on Record
Deed Sale	Jul 06, 2021 · Amount on Record
Prior Sale	Oct 04, 2005 · Amount on Record
Deed Document Number	20214881
Prior Transfer Date	Jun 25, 2021
Prior Transfer Doc	2021004881
Record Updated	Sep 20, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Jul 06, 2021
Property Address	423 SUMMERSIDE AVE, LOCKHART, TX 78644-4649
Document Number	2021004881
Map Reference	CAB B SL 6
Instrument Date	Jun 25, 2021
Instrument	2021-004881
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SUMMERSIDE AVE, LOCKHART, TX 78644-4649

Mortgage

Document Number	2021004882
Date	Jul 06, 2021
Instrument	2021-004882

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,576.00 (+6.13%)
2025		$288,500 (-13.58%) Land $48,220 Building $240,280	$288,500 (-15.61%) Land $48,220 Building $240,280
2024	$5,254.00 (-7.61%)
2023	$5,687.00 (-13.26%) Homeowner's exemption	$333,850 Land $48,220 Building $293,660	$341,880 Land $48,220 Building $293,660
2022	$6,556.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
JAB Wireless Fiber	1,000 / 200
Spectrum Cable	1,000 / 35
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spry Wireless Communications, T-Mobile USA.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LOCKHART serves 18,800 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.