Hamilton County property record for 426 Strafer St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,048 sqft · built 2007 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $403,500 (Mar 2018) |
| Tax Bill | $13,150 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-0006-0268-00 |
| Primary APN | 028-0006-0268-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| 2nd Floor Area | 1,024 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Width | 26 ft Width |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 426 STRAFER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS STRAFER ST 0.060 ACLOT 26 COTTAGE HILL SUBPHASE II |
| Legal Subdivision | COTTAGE HILL SUB |
| Legal Phase | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 4703 |
426 Strafer St is owned and occupied by two individuals who acquired it in October 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Quit Claim Deed, Transfer BETTER MTG CORP ISAOA |
| Mar 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Prior Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 0000003868 |
| Last Transfer Date | Oct 9, 2020 |
| Transfer Doc | 0000104967 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 9, 2020 |
| Property Address | 426 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000104967 |
| Book / Page | 014271 / 003035 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 104967 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112 |
| Document Number | 104968 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 014271/003037 |
| Instrument | 104968 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 8, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 23, 2018 |
| Property Address | 426 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Document Number | 0000003868 |
| Map Reference | MB 401 PG 30-32 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 18-0023868 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,210.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 STRAFER ST, CINCINNATI, OH 45226-1112 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003869 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 18-0023869 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2033 |
The 2025 property tax bill for 426 Strafer St was $13,150, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,150.00 (+3.14%) | $213,903 (-) Land $77,420 Building $136,483 | |
| 2024 | $12,750.00 (-2.21%) | $213,903 (-) Land $77,420 Building $136,483 | |
| 2023 | $13,038.00 (+35.84%) | $213,903 (+51.46%) Land $77,420 Building $136,483 | $611,150 Land $221,200 Building $389,950 |
| 2022 | $9,598.00 Homeowner's exemption | $141,225 Land $31,521 Building $109,704 | |
| 2020 | $403,500 Land $90,060 Building $313,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 Strafer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Strafer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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