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424 Strafer St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 424 Strafer St, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,407 sqft · built 2007
Lot Size0.085 acres (3,703 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Sep 2020)
Tax Bill$11,300 (2025)
Deeds & MortgagesMar 2022 Transfer
Sep 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN028-0006-0269-00

Property Details

APN / Parcel Number

Primary APN028-0006-0269-00
Alternative APN
  • 0041417

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,407 sqft Living Area
Gross Area3,081 sqft
1st Floor Area1,033 sqft
2nd Floor Area1,024 sqft
Basement Area1,024 sqft
Finished Basement350 sqft
Unfinished Basement674 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area3,703 sqft (0.085 acres)
Lot Width33 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area32 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address424 STRAFER ST
CityCINCINNATI
StateOH
Zip45226-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionSS STRAFER ST 0.085 ACLOT 27 COTTAGE HILL SUBPHASE II
Legal SubdivisionCOTTAGE HILL SUBPHASE II
Legal Lot Number27
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2011
Census Tract4703

Owner

424 Strafer St is owned and occupied by an individual who acquired it in February 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address424 STRAFER ST, CINCINNATI, OH 45226-1112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Transfer on Death Deed, Transfer
Sep 15, 2020Grant Deed, Transfer · Conventional Mortgage
RUOFF MTG
May 18, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 14, 2019Warranty Deed, Transfer · Conventional Mortgage
BRANCH BK&TR
Feb 24, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2020 · Amount on File
Deed SaleSep 15, 2020 · Amount on File
Prior SaleMay 14, 2019 · Amount on File
Deed Document Number202093843
Deed Book / Page14253 / 2539
Last Transfer DateFeb 11, 2022
Transfer Doc0000029985
Record UpdatedSep 20, 2026

March 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateMar 22, 2022
Property Address424 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000029985
Book / Page14629 / 3598
Map ReferenceMB 401 PG 30-32
Instrument DateFeb 11, 2022
Instrument2022-0029985
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 STRAFER ST, CINCINNATI, OH 45226-1112

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateSep 15, 2020
Property Address424 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000093843
Book / Page014253 / 002539
Instrument DateAug 28, 2020
Instrument93843
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112

Mortgage

Document Number93844
DateSep 15, 2020
Book Page014253/002541
Instrument93844
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 14, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMay 18, 2020
Property Address424 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000046365
Book / Page014170 / 001632
Instrument DateMay 15, 2020
Instrument46365
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address424 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 14, 2019
Property Address424 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000036866
Book / Page013917 / 000062
Instrument DateMay 2, 2019
Instrument36866
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address424 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112

Mortgage

Document Number36868
DateMay 14, 2019
Book Page013917/000421
Instrument36868
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 13, 2049

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address424 STRAFER ST, CINCINNATI, OH 45226-1112
Document Number0000018880
Instrument DateFeb 24, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address424 STRAFER ST CINCINNATI OH 452261112, CINCINNATI, OH 45226-1112

Mortgage

Document Number0000018880
DateMar 7, 2018
Book Page013619/000533
Instrument18880
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 6, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 Strafer St was $11,300, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,300.00 (+3.14%)$183,750 (-) Land $77,420 Building $106,330$525,000 Land $221,200 Building $303,800
2024$10,956.00 (-2.21%)$183,750 (-) Land $77,420 Building $106,330
2023$11,204.00 (+3.5%)$183,750 (+15.38%) Land $77,420 Building $106,330$525,000 Land $221,200 Building $303,800
2022$10,825.00 Homeowner's exemption$159,250 Land $31,521 Building $127,729
2020$455,000 Land $90,060 Building $364,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 Strafer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Strafer St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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