Berks County property record for 426 Spruce St, Reading, PA 19602
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 3 ba · 2,872 sqft · built 1900 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Last Sale | $21,000 (Feb 2023) |
| Tax Bill | $1,309 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-35-78-5495 |
| Primary APN | 5306-35-78-5495 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,872 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,742 sqft (0.04 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 426 SPRUCE ST |
|---|---|
| City | WEST READING |
| State | PA |
| Zip | 19611-1343 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 85 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2500 |
426 Spruce St, a residential property, is owned by a company that bought it in February 2023.
Source: Berks County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16 PULLMAN RTE, MONROE, NY 10950-7116 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC |
| Sep 24, 2018 | Tax Deed, Foreclosure Foreclosure Auction |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Prior Sale | Sep 24, 2018 · Amount on File |
| Deed Document Number | 20233197 |
| Prior Transfer Date | Mar 22, 2005 |
| Prior Transfer Doc | 0000015100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 2, 2023 |
| Property Address | 426 SPRUCE ST, READING, PA 19602-2357 |
| Document Number | 0000003197 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023003197 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | CONESTOGA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 COURT ST, READING, PA 19601-3488 |
| Document Number | 0000004458 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023004458 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 24, 2018 |
| Property Address | 426 SPRUCE ST, READING, PA 19602-2357 |
| Document Number | 0000033004 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 33004 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 ZENTA RD #301 MONROE NY 109506191, 301, MONROE, NY 10950-6191 |
The 2026 property tax bill for 426 Spruce St was $1,309.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,309.00 | $46,400 Land $7,700 Building $38,700 | $7,700 Land $7,700 |
| 2024 | $1,228.00 | $46,400 Land $7,700 Building $38,700 | |
| 1994 | $46,400 Land $7,700 Building $38,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Spruce St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1978–2006) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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