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421 Spruce St, Reading, PA 19602 Property Records

Berks County property record for 421 Spruce St, Reading, PA 19602 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,207 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Jul 2026)
Tax Bill$818 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN5306-35-78-5529

Property Details

APN / Parcel Number

Primary APN5306-35-78-5529
Alternative APNs
  • 04-5306-35-78-5529
  • 4646300
  • 646300

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,207 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,742 sqft (0.04 acres)
View / LotNeighborhood

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4646300
Street Address421 SPRUCE ST
CityREADING
StatePA
Zip19602-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block85
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2001
Census Tract2500

Owner

Source: Berks County records · APN 5306-35-78-5529

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address421 SPRUCE ST, READING, PA 19602-2356
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 20, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleDec 28, 2011 · Amount on Record
Deed Document Number202625145
Prior Transfer DateApr 06, 2018
Prior Transfer Doc0000012775
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJul 31, 2026
Property Address421 SPRUCE ST, READING, PA 19602-2356
Document Number0000025145
Instrument DateJul 24, 2026
Instrument202625145
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$161,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 SPRUCE ST, READING, PA 19602-2356

Mortgage

Document Number0000025146,
DateJul 31, 2026
Instrument202625146
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateApr 20, 2018
Property Address421 SPRUCE ST, READING, PA 19602-2356
Document Number0000012775
Instrument DateApr 06, 2018
Instrument12775
Transaction TypeTransfer
Record UpdatedMay 04, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 OLD LANCASTER AVE READING PA 19608, READING, PA 19608

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$818.00 (+6.65%)$29,000 (-) Land $7,700 Building $21,300$7,700 (-73.45%) Land $7,700
2024$767.00$29,000 Land $7,700 Building $21,300
1994$29,000 Land $7,700 Building $21,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims12 (1978–2006)
Claims Outside the SFHA5 of 12
Most Recent ClaimJun 2006, rainfall accumulation, Severe Storms, Flooding, And Mudslides
Claims By Storm
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 801 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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