426 Spring St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 426 Spring St, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 940 sqft · built 1910
Lot Size0.072 acres (3,136 sqft)
Owner2 Individual Names on Record
Tax Bill$5,271 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone AE (high risk)
APN09-09-29-221-013

Property Details

APN / Parcel Number

Primary APN09-09-29-221-013
Alternative APN
  • 0929221013

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area940 sqft Living Area
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions85 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address426 SPRING ST
CityANN ARBOR
StateMI
Zip48103-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionPRT LOT 2 BEG SW COR TH N ALG W L 37.5 FT TH E TO PT E L 35 FT N FROM SE COR TH S ALG E L 35 FT TH W ALG S L TO POB BLK 5
Legal Range6E
Legal Township2S
Legal Section29
Legal SubdivisionFELCH ADD
Legal Block5
Legal Lot Number2
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2017
Census Tract400700

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address426 SPRING ST, ANN ARBOR, MI 48103-3233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
INCREDIBLEBANK
Jan 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address426 SPRING ST, ANN ARBOR, MI 48103-3233
Document Number0006546636
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedJan 25, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address426 SPRING ST ANN ARBOR MI 481033233, ANN ARBOR, MI 48103-3233

Mortgage

Document Number0006546636
DateOct 7, 2020
Book Page005379/000856
Instrument6546636
Lender
NameINCREDIBLEBANK
AddressWAUSAU, WI 54401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address426 SPRING ST, ANN ARBOR, MI 48103-3233
Document Number0006361626
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address426 SPRING ST ANN ARBOR MI 481033233, ANN ARBOR, MI 48103-3233

Mortgage

Document Number0006361626
DateMar 8, 2017
Book Page005194/000924
Instrument6361626
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 7, 2047

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,100$368,200
2025$5,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 units insured
incl. 27 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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