Washtenaw County property record for 314 Spring St, Ann Arbor, MI 48103
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,564 sqft · built 2017 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,178 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-09-29-221-038 |
| Primary APN | 09-09-29-221-038 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,564 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 5,619 sqft (0.129 acres) |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 314 SPRING ST |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48103-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | N 79.76 FT OF LOT 3, BLK 5 FELCH ADDITION SPLIT ON 02/13/2013 INTO 09-09-29-221-038; |
| Legal Subdivision | FELCH ADD |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 400700 |
Source: Washtenaw County records · APN 09-09-29-221-038
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 314 SPRING ST, ANN ARBOR, MI 48103-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ANN ARBOR |
| Oct 18, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage BANK OF ANN ARBOR |
| Mar 09, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 01, 2015 |
| Transfer Doc | 0006361792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 314 SPRING ST, ANN ARBOR, MI 48103-3231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 10077 COLONIAL COUNTRY CLUB BLVD, FORT MYERS, FL 33913-7018 |
| Document Number | 0006624573 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 5457/773 |
| Instrument | 6624573 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 314 SPRING ST, ANN ARBOR, MI 48103-3231 |
| Document Number | 0006433150 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 314 SPRING ST ANN ARBOR MI 48103, ANN ARBOR, MI 48103 |
| Document Number | 0006433150 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 005266/000448 |
| Instrument | 6433150 |
| Name | BANK OF ANN ARBOR |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Oct 18, 2017 |
| Property Address | 314 SPRING ST, ANN ARBOR, MI 48103-3231 |
| Book / Page | 005228 / 000863 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 6395540 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1632 WEATHERSTONE DR ANN ARBOR MI 481083357, ANN ARBOR, MI 48108-3357 |
| Document Number | 0006395540 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 005228/000863 |
| Instrument | 6395540 |
| Name | BANK OF ANN ARBOR |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 17, 2018 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Mar 09, 2017 |
| Property Address | 314 SPRING ST, ANN ARBOR, MI 48103-3231 |
| Document Number | 0006361792 |
| Book / Page | 005195 / 000091 |
| Instrument Date | Aug 01, 2015 |
| Instrument | 6361792 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 306 SPRING ST ANN ARBOR MI 481033231, ANN ARBOR, MI 48103-3231 |
Source: Washtenaw County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,100 | $840,200 | |
| 2025 | $16,178.00 |
Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 45 units insured incl. 27 condo units |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 591 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ANN ARBOR serves 123,851 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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